Receive USDC instantly by locking your crypto as collateral. APR from 8.42% (up to 16.00% depending on your Space Center level) with amounts between 100 and 250 000 USDC.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
APR from
8.42%
Amount from
100 USDC
Liquidity
Limited liquidity
USDC is a stablecoin pegged to the US dollar, widely used for international liquidity and dollar-denominated operations.
Borrowing USDC is ideal if you need dollar exposure without selling your collateral crypto.
If you need USD Coin (USDC) and don't have it in your wallet yet, you can Buy USD Coin (USDC) on Bit2Me.
APR from 8.42% (up to 16.00% depending on your Space Center level). Minimum amount 100 and maximum 250 000 USDC. Liquidity status: Limited liquidity.
Terms may vary based on interest payment mode and your Space Center level.
Select USDC as the loan asset, choose your collateral (BTC, ETH, XRP or SOL) and enter the desired amount.
Review APR, required collateral and complete the application from the Bit2Me Loan app.
Pay vendors or services in digital dollars without liquidating BTC or ETH.
Trade in USD-denominated markets while keeping crypto collateral.
Cover international expenses with a dollar-pegged stablecoin while keeping your investment strategy.
Related use cases: Refinancujte dluh kryptopůjčkou, Krypto půjčka k financování vašeho podnikání, Krypto půjčka na financování studia.
See also USD Coin, View all borrowable assets and Space Center.
Even if USDC is a stablecoin, collateral (BTC, ETH, etc.) is volatile. If its price drops, LTV rises and you may face margin call or collateral liquidation.
APR varies with Space Center and interest mode. Simulate total repayment before applying and review LTV periodically.
Zde vidíte podmínky pro půjčeníUSD Coin (USDC). Na domovské stránce Bit2Me Loan získáte úplný produkt: výhody, funkce, simulátor a transparentnost rizik.
Space Center je náš úrovňový program: čím více platformu používáte, tím vyšší je vaše úroveň a tím větší je automatická sleva z vašeho úroku z půjčky.
Sleva podle úrovně
USDC is pegged to the US dollar and EURC to the euro. Choose USDC for dollar-denominated liquidity, or EURC if you prefer euro exposure for expenses or operations in the eurozone.
APR ranges from 8.42% to 16.00%, depending on interest payment mode and your Space Center level. Use the simulator for your exact rate.
USDC offers dollar stability and broad acceptance in the crypto ecosystem, making it easy to use for liquidity, trading or international payments.
You avoid a taxable disposal event and keep collateral exposure. Receive USDC instantly and repay when it suits you, paying only accrued interest.
You can request between 100 and 250 000 USDC, subject to availability and product conditions.
You can currently use BTC, ETH, XRP and SOL as collateral to receive a loan in USDC.
Yes, you can repay your USDC loan anytime by paying outstanding principal plus accrued interest.
No. Bit2Me Loan shows APR, required collateral and total repayment transparently in the simulator.
Each Space Center level applies a discount on the base APR of your USDC loan. The higher your level, the lower the interest you pay.Discover Space Center
Yes, with no penalty. Pay outstanding principal plus accrued interest. Example: 3,000 USDC over 12 months — the simulator breaks down principal and interest for your APR and Space Center level.
Principal plus interest at APR (8.42%–16.00%), estimated term and chosen mode. A 5,000 USDC loan over 6 months can vary by several points by level — use the simulator for the exact figure.
Register on the world's easiest, safest, and most complete platform
Start now
Press releases
Official announcements on product, regulation and the Bit2Me ecosystem.
View all press releases
Madrid, January 29, 2026. – Bit2Me receives the ISO 27701 standard from EQA, an independent reference entity in certification, coinciding with Data Protection Day. This international distinction endor
Read article
Through this agreement, both entities will explore technological synergies and knowledge-sharing opportunities. The bank reinforces its commitment to technological innovation through its venture capit
Read article
[This communication includes important legal disclaimers about crypto assets at the end of the document] Technology consultancy Dekalabs, part of the Bit2Me ecosystem, has launched a new website and e
Read article
Internxt will allow its customers to pay with Bitcoin and other digital assets, aligning with the growing demand for privacy and digital sovereignty. Digital asset payments will be stored with Bit2Me
Read article
Tether Ventures, the independent investment arm of Tether, the largest company in the digital asset industry and issuer of the world’s most capitalized stablecoin —USDT—has acquired a minority stake
Read article
Bit2Me has launched Bit2Me Travel, a new service within the Bit2Me Life ecosystem that allows users to book luxury hotels with exclusive discounts compared to traditional booking platforms. Users can
Read article
Wyden, the leading provider of institutional digital asset trading infrastructure, today announced a new integration with Bit2Me, a prominent European digital asset trading venue with triple complianc
Read article
Bit2Me will be the official sponsor of the Madrid Economic Forum 2025, which will take place on June 7 and 8 at the Palacio de Vistalegre (Madrid), with more than 10,000 attendees expected. After two
Read article
The new solution offers banks real-time access to cryptocurrency market data, fund custody, and a trading platform with over 100 digital assets. The growing institutional interest in digital assets is
Read article
Universidad Europea, in collaboration with Bit2Me and Dekalabs, a company within the Bit2Me group, has received public funding of over 2 million euros to develop an artificial intelligence system agai
Read articleBrowse the full archive on the Bit2Me blog
