Get instant liquidity using your Solana as collateral, with an initial LTV of up to 50%, without selling your SOL.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
Initial LTV
50%
Margin call from
75%
Liquidation
85%
Solana is a high-performance network with a fast-growing ecosystem. Using SOL as collateral lets you keep exposure to a dynamic asset while accessing liquidity.
Solana-backed loans are useful for active ecosystem users who do not want to liquidate positions during opportunity windows.
If you don't have Solana (SOL) yet, you can Buy Solana (SOL) on Bit2Me.
The initial LTV for Solana is 50%. If your collateral value drops and LTV exceeds 75%, a margin call may be triggered. From 85% onward, collateral liquidation may occur.
Example: for a €5,000 loan at 50% LTV, you would need roughly €10000 worth of SOL as collateral at the current price of Solana (SOL).
Solana is usually more volatile than BTC or ETH. At 50% LTV and €5,000 borrowed, check the current price of Solana (SOL) often — small price moves have a larger impact in SOL units.
Simulate the amount you need, select SOL as collateral and choose the borrowable asset you want to receive (USDC or EURC).
Review APR, required collateral and apply from the Bit2Me app. You can repay whenever you want, with no mandatory fixed term.
After applying, monitor LTV in the app. If the market moves against you, add more SOL collateral or repay part of the loan to avoid a margin call.
Fund Solana ecosystem activity (NFTs, DeFi, trading) without selling SOL during high-volatility windows.
Cover personal or business expenses with stablecoins while keeping exposure to a high-performance network.
Bridge liquidity while accumulating SOL if you prefer to avoid taxable sales in the short term.
Related use cases: Crypto loan: liquidity without selling your portfolio, Crypto loan for the entry of your home, Crypto loan to rebalance your portfolio.
See also Solana, View all collateral assets and Space Center.
Solana offers high transaction speed and an active ecosystem, making it an interesting option for crypto-backed loans.
Volatility in Solana can change your loan LTV. If the market drops and you do not add collateral, your SOL may be partially or fully liquidated. Review your LTV ratio regularly.
During sharp price drops you receive warnings before liquidation. Adding collateral or partial repayment are the usual ways to reduce risk.
Here you see conditions for using Solana (SOL) as collateral. On the Bit2Me Loan home you get the full product: benefits, features, simulator and risk transparency.
Space Center is our tier program: the more you use the platform, the higher your level and the bigger the automatic discount on your loan interest.
Discount by level
It depends on the requested amount and initial LTV (50%). Bit2Me Loan calculates the required SOL based on real-time market price.
Yes. Once you repay the loan plus accrued interest, you regain full access to your SOL collateral.
If LTV exceeds risk thresholds, you may receive a margin call. If liquidation LTV (85%) is reached, part or all of your SOL collateral may be executed.
You can receive liquidity in USDC or EURC, subject to availability. The simulator shows up-to-date conditions for each borrowable asset.
APR depends on the borrowable asset, interest payment mode and your Space Center level. Use the simulator to see the rate for your case.
As a more volatile asset, SOL price moves can change your LTV faster. Review your position frequently to avoid liquidation.
Fast SOL moves can raise LTV quickly. Set alerts in the app and plan to add collateral if the ratio exceeds 75%.
Yes. Cancel anytime by paying outstanding principal plus accrued interest. There is no early repayment penalty; the simulator shows the estimated total based on term and interest mode.
Total combines requested principal, interest at your APR (mode and Space Center) and simulated term. Illustrative example: €5,000 over 12 months at 10% APR ≈ €5,500 reference; use the simulator for your case with SOL as collateral.
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