Saa kohest likviidsust, kasutades Bitcoin tagatisena, algse LTV-ga kuni 50% ja ilma oma BTC müümata.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
Initial LTV
50%
Margin call from
75%
Liquidation
85%
Bitcoin on kõige likviidsem ja tuntum krüptotagatis. BTC kasutamine tagatisena võimaldab saada likviidsust, loobumata väärtuse säilitaja positsioonist, mida see esindab.
Paljud investorid eelistavad Bitcoiniga tagatud laene, sest see ühendab suure turukapitalisatsiooni laialdase aktsepteerimisega tagatisvarana.
Kui sul ei ole veel Bitcoin (BTC), saad seda Bit2Me'is Osta Bitcoin (BTC).
Bitcoin algne LTV on 50%. Kui tagatise väärtus langeb ja LTV ületab 75%, võib käivituda tagatise lisamise nõue. Alates 85% võib toimuda tagatise likvideerimine.
Näide: 5000 € laenu puhul 50% LTV-ga vajaksid Bitcoin (BTC) praegune hind ligikaudu 10000 € väärtuses BTC tagatist.
Illustrative example at 50% LTV and €5,000 loan: you would need roughly 0.12 BTC if price is around €85,000. Check the Bitcoin (BTC) praegune hind for the exact real-time calculation.
Simuleeri vajalik summa, vali BTC tagatiseks ja vali laenatav vara, mida soovid saada (USDC või EURC).
Vaata üle APR, nõutav tagatis ja esita taotlus Bit2Me rakendusest. Laenu saad tagasi maksta millal tahes, ilma kohustusliku fikseeritud tähtajata.
After applying, monitor LTV in the app. If the market moves against you, add more BTC collateral or repay part of the loan to avoid a margin call.
Cover an emergency or property down payment without selling BTC during a cycle you consider undervalued.
Receive EURC or USDC to diversify without closing your Bitcoin position, keeping exposure to the sector store of value.
Fund a market opportunity (spot buy, rebalance) using BTC as collateral while waiting to recover fiat liquidity.
Related use cases: Krüptolaen: likviidsus ilma oma portfelli müümata, Krüptolaen teie koju sisenemiseks, Krüptolaen oma portfelli tasakaalustamiseks.
See also Bitcoin, Vaata kõiki tagatisi and Space Center.
Bitcoin pakub suuremat turusügavust ja likviidsust kui paljud teised varad, mis lihtsustab stabiilse LTV arvutamist ja hoidmist tavalistes turutingimustes.
Bitcoin is less volatile than many altcoins but still faces drawdowns. In 20–30% corrections, LTV can approach margin call levels if you do not monitor the position.
BTC and ETH are the most used collaterals on Bit2Me Loan. Current initial LTV is 50% for Bitcoin and 50% for Ethereum — choose based on volatility and goals.
| Aspect | Bitcoin (BTC) | Ethereum (ETH) |
|---|---|---|
| Initial LTV | 50% | 50% |
| Market liquidity | Very high — industry benchmark | Very high — second by market cap |
| Typical volatility | Moderate; usually less than altcoins | Moderate-high; more sensitive to DeFi cycles |
| Typical use profile | Store of value and long-term HODL | Smart-contract network and DeFi exposure |
For maximum historical liquidity and collateral acceptance, Bitcoin is often the more conservative choice. Ethereum fits better if your portfolio is tied to the on-chain ecosystem.
Siin näete kasutustingimusiBitcoin (BTC) tagatiseks. Bit2Me Laenu kodus saate kogu toote: eelised, funktsioonid, simulaatori ja riskide läbipaistvuse.
Kosmosekeskus on meie tasandi programm: mida rohkem te platvormi kasutate, seda kõrgem on teie tase ja seda suurem on teie laenuintresside automaatne allahindlus.
Allahindlus taseme järgi
See sõltub taotletud summast ja algsest LTV-st (50%). Bit2Me Loan arvutab vajaliku BTC koguse reaalajas turuhinna põhjal.
Jah. Pärast laenu ja kogunenud intresside tasumist saad täieliku ligipääsu oma BTC-le, mis oli tagatisena hoiustatud.
Kui LTV ületab riskiläved, võid saada tagatise lisamise nõude. Kui see jõuab 85% likvideerimistasemeni, võidakse osa või kogu sinu BTC tagatis realiseerida.
Võid saada likviidsust USDC-s või EURC-s, sõltuvalt saadavusest. Simulaator näitab iga laenatava vara ajakohaseid tingimusi.
APR sõltub laenatavast varast, intressimakse viisist ja sinu Space Centeri tasemest. Kasuta simulaatorit, et näha oma juhtumi määra.
Tänu likviidsusele, kapitalisatsioonile ja ülemaailmsele aktsepteerimisele reservvarana. See vähendab hõõrdumist tagatise arvutamisel ja likvideerimisriski juhtimisel.
It depends on initial LTV (50%) and euro price. At 50% LTV you need collateral worth ~€20,000 in BTC; the simulator converts that amount using the current quote.
Yes. Cancel anytime by paying outstanding principal plus accrued interest. There is no early repayment penalty; the simulator shows the estimated total based on term and interest mode.
Total combines requested principal, interest at your APR (mode and Space Center) and simulated term. Illustrative example: €5,000 over 12 months at 10% APR ≈ €5,500 reference; use the simulator for your case with BTC as collateral.
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