What do I need to open a business account with Bit2Me?

You need your company's standard KYB documentation (incorporation deed, identification of directors and beneficial owners, and proof of source of funds). Our compliance team validates the documentation and activates the account in under 24 hours if everything is correct.

Is Bit2Me regulated in the European Union?

Yes. Bit2Me is authorised as a Crypto-Asset Service Provider under Regulation (EU) 2023/1114 (MiCA) by the CNMV. It was previously registered with the Bank of Spain under the earlier anti-money-laundering framework.

How long does account activation take?

Onboarding can be completed in less than 24h if all documentation is correct.

How do I report my crypto operations for tax purposes as a company?

Bit2Me offers exportable reporting compatible with Spanish and EU tax models through Bit2Me Tax.

Can I start with a small volume and scale later?

Yes, there is no minimum operating volume to open an account. OTC services do have indicative minimum thresholds: check with the OTC desk.

What crypto solutions for businesses does Bit2Me Business offer?

Bit2Me Business brings together 18 MiCA-regulated solutions: Business Account, Commerce, OTC desk, Crypto API, accounting and reporting, international payments, stablecoin treasury, remote payroll, institutional staking, custody, AML compliance, B2B training and more. All share KYB onboarding, dedicated support and exportable reporting.

Can I use several Bit2Me Business solutions with a single corporate account?

Yes. The Business Account is the common starting point: from there you activate Commerce for collections, OTC for large volumes, tax reporting and multi-user permissions. A single KYB process and a dedicated advisor cover your entire crypto operation without opening separate accounts on unregulated exchanges.

Bit2Me Business

Crypto infrastructure so your company can collect, pay and operate with confidence

Combine the Bit2Me suite with business use cases: global payments, stablecoin treasury, compliance and reporting under MiCA.

Authorised under MiCA by Spain’s CNMV

Business onboarding typically live in under 24 hours

Five consecutive independent financial audits

See use cases

Talk to a dedicated advisor by requesting a demonstration

Bit2Me Business workspace for corporate crypto treasury, international payments and MiCA compliance under CNMV supervision

Operational since 2014

First Spanish Fintech to obtain the MiCA License

Operational since 2014

First Spanish Fintech to obtain the MiCA License

Legal compliance certifications

Security Certifications

The best crypto exchange

Bit2Me Business helps companies solve real crypto problems: paying suppliers, managing treasury, staying compliant and operating with control. Explore solutions by business challenge and the Bit2Me product suite that makes them possible, with MiCA backing and dedicated support.

Companies that are already part of Bit2Me

Top-tier organizations already trust Bit2Me Business to integrate crypto easily into their operations while meeting the highest regulatory standards.

Business challenges

What slows companies down when they operate with crypto

Slow international payments

SWIFT, hidden fees and week-long settlement block day-to-day work with global suppliers.

Solutions

International payments Remote payroll Recurring billing

Treasury exposed to FX

Holding cash in volatile currencies or banks without crypto makes financial planning harder.

Solutions

Stablecoin treasury FX hedging OTC Trading

Global collections with friction

Chargebacks, expensive gateways and manual reconciliation eat into margins.

Solutions

Recurring billing Business Account

Compliance and Travel Rule

AML, KYT and reporting demand processes many platforms cannot absorb alone.

Solutions

B2B compliance Multi-user and approvals

Weak operational control

Without roles, approvals and audit trails, scaling crypto ops is an internal risk.

Solutions

Multi-user and approvals Business Account

Manual tax reporting

Spreadsheets and incomplete exports delay closes and audits.

Solutions

Business Account B2B compliance

Each challenge maps to concrete solutions with MiCA backing and dedicated support. Pick what fits your operations.

See all solutions

Operating with crypto in your company shouldn't be a regulatory risk

Comparison between an unregulated exchange, a traditional bank and Bit2Me Business
Dimension	Unregulated exchange	Traditional bank	Bit2Me product Bit2Me Business
MiCA/EU compliance	Not guaranteed	Doesn't offer crypto	Authorized under MiCA
Segregated custody of funds	Varies by provider	Not applicable	Secure, segregated custody
Dedicated support and advisor	Generic or non-existent support	Generic bank support	Dedicated business advisor
Tax reporting ready for your accountant	Not available	Not applicable	Exportable and accountant-compatible
Activation time	Variable, no clear SLA	2-4 weeks	Less than 24 hours

Bit2Me product

Bit2Me Business

MiCA/EU compliance

Bit2Me Business

Authorized under MiCA

Unregulated exchange: Not guaranteed
Traditional bank: Doesn't offer crypto

Segregated custody of funds

Bit2Me Business

Secure, segregated custody

Unregulated exchange: Varies by provider
Traditional bank: Not applicable

Dedicated support and advisor

Bit2Me Business

Dedicated business advisor

Unregulated exchange: Generic or non-existent support
Traditional bank: Generic bank support

Tax reporting ready for your accountant

Bit2Me Business

Exportable and accountant-compatible

Unregulated exchange: Not available
Traditional bank: Not applicable

Activation time

Bit2Me Business

Less than 24 hours

Unregulated exchange: Variable, no clear SLA
Traditional bank: 2-4 weeks

Calculator

Calculate how much it costs you to keep operating without crypto

Simulate your annual savings

International transfers per monthAverage amount per transfer (EUR)Current bank fee (%)

Estimated savings

‏15,000 ‏€

per year operating with Bit2Me OTC/Commerce

Annual bank cost: ‏18,000 ‏€
Annual Bit2Me cost: ‏3,000 ‏€

Solutions

How to solve each business challenge with Bit2Me

Catalog aligned with the Business menu: payments, treasury, compliance, industries and core products under MiCA.

Pay international suppliers without SWIFT or banking friction

Settle invoices to global suppliers without SWIFT, with regulated stablecoins and KYB traceability.

View solution

Protect company cash from inflation without Bitcoin volatility

Protect cash from inflation with USDC and EURC under MiCA custody, without Bitcoin volatility.

View solution

Pay payroll and global contractors in crypto, with traceability per beneficiary

Pay contractors and distributed teams with bulk CSV, recurring payments, and KYC per beneficiary.

View solution

Delegate crypto operations to your team with permissions and approval workflows

Delegate crypto operations with roles, approval thresholds, and auditable traceability.

View solution

Regulated crypto Banking-as-a-Service for European banks and fintechs

Launch regulated crypto services with Banking-as-a-Service without a proprietary CASP license.

View solution

Instant payments and crypto treasury for global platforms

Fast settlement and crypto treasury for global platforms with enhanced compliance.

View solution

Corporate crypto training with Bit2Me Academy for your team

Crypto training and certification for corporate finance and compliance teams.

View solution

Protect your treasury from price risk between collection and conversion

Hedge FX risk between crypto collection and fiat conversion with institutional OTC desk.

View solution

Collect international subscriptions and retainers in stablecoins without chasing payments

Collect international subscriptions and retainers in stablecoins with automated billing.

View solution

AML, KYT and Travel Rule as a service for exchanges and fintechs

Outsource AML, KYT, and Travel Rule with MiCA infrastructure already in production.

View solution

The regulated crypto account for your company's treasury

Regulated crypto account with segregated custody, exportable tax reporting, and dedicated support under MiCA.

View solution

An OTC desk for large-volume trades, without moving the market

OTC desk with firm pricing, guaranteed settlement, and a dedicated manager for institutional volumes.

View solution

Finance teams

Crypto that fits how your company actually operates

Treasury, supplier payments and reporting with a regulated European partner and a dedicated advisor for your team.

Finance team in a modern office working with Bit2Me Business

Robust platform

We take your security seriously

Looking for something bespoke?

With Bit2Me Consulting we deliver innovative blockchain and Web3 solutions, with more than 10 years of industry experience, taking your business to the next level.

Discover Bit2Me Consulting

Bit2Me Consulting team advising a business on blockchain and Web3

מה חדש ב-Bit2Me

כמה מהחדשות החשובות ביותר

TU Wallet נולד, האפליקציה החדשה מבית Telefónica שמגיעה יד ביד עם Bit2Me

Bit2Me, פלטפורמת המטבעות הקריפטו הרשומים הראשונה בבנק ספרד, הייתה החברה שנבחרה על ידי Telefónica לתפעול מלא של TU Wallet, אפליקציה לניהול נכסי קריפטו, שבה Bit2Me מציעה קנייה ומכירה של מטבעות קריפטוגרפיים.