Protect company cash from inflation without Bitcoin volatility

The Bit2Me Business Account primarily supports USDC and EURC, the stablecoins with the deepest liquidity and strongest regulatory backing in the European Union under MiCA. USDC, issued by Circle, and EURC, pegged to the euro, let your company maintain operational liquidity without exposure to volatility from assets such as Bitcoin. Depending on your jurisdiction and verified corporate KYB profile, your dedicated advisor may enable other liquid stablecoins available on the platform, always within CNMV compliance and anti-money laundering obligations. Selection follows issuer solvency, OTC market depth and compatibility with your international payment corridors. Before the first transaction, we validate which assets fit your treasury, subsidiaries and euro conversion needs, avoiding unauthorised instruments or those without exportable tax traceability for your finance team.

Yes. Stablecoin treasury with Bit2Me does not mean locking capital indefinitely: you can convert USDC or EURC back to euros whenever your CFO decides, via OTC trades at a firm price or through the operations enabled in your Business Account. Each conversion is documented with date, exchange rate, counterparty and internal reference for your ERP and tax advisor. OTC desk access reduces slippage versus retail exchanges and lets you liquidate corporate volumes on schedules coordinated with your finance team. Effective timing depends on trade size and current KYB verification, but the flow is designed for corporate liquidity, not retail accounts. You keep flexibility to cover payroll, suppliers or taxes in euros without giving up the days or weeks when it makes sense to hold cash in MiCA-regulated stablecoins.

Holding treasury in USDC or EURC through a CNMV-authorised MiCA provider simplifies fiscal close versus unregulated alternatives. Every EUR ↔ stablecoin conversion, deposit, withdrawal and inter-account movement is recorded in exportable reporting from the Business Account, with traceability compatible with Spanish and EU accounting obligations. Your finance team can download periodic statements, link operations to cost centres or subsidiaries and reconcile with your ERP without rebuilding histories in spreadsheets. Bit2Me documents each transaction with timestamps, assets involved and KYB-verified counterparties, supporting your tax advisor on quarterly or annual filings. We do not replace personalised tax advice, but we reduce the friction of justifying digital treasury movements during internal or external audit, especially when cash rotated between euros and stablecoins several times in the financial year.

Yes. Companies with subsidiaries or suppliers in Latin America are among the profiles that benefit most from USDC or EURC treasury custodied in the EU. Bit2Me acts as a regulated bridge between Spain, the rest of Europe and Ibero-American corridors: you can concentrate liquidity in MiCA stablecoins, distribute international payments with beneficiary verification and convert back to local currency or euros according to each group entity treasury needs. You avoid relying solely on local banks with unfavourable FX, long SWIFT timelines and little consolidated visibility for the holding company. The Business Account centralises balances, corporate KYB limits and exportable reporting so finance teams in Madrid or Mexico City share one source of truth. Your advisor validates regulatory fit in each receiving country, but Bit2Me infrastructure —CNMV custody, OTC and B2B payments— is built for mid-sized multinational groups that need speed without giving up European compliance.

Yes. Under the MiCA framework, European companies can custody USDC and other authorised stablecoins through crypto-asset service providers registered with the CNMV and other competent authorities. Bit2Me operates as an authorised CASP: institutional custody uses segregation of corporate client funds, AML/KYB policies and security controls aligned with European banking standards. Your company does not park assets on a retail exchange without dedicated insurance or business reporting: Bit2Me Custody protects positions with insurance coverage and audit-grade traceability. The finance department accesses balance dashboards, exportable histories and coordination with the OTC desk for planned conversions to EURC or fiat euros. Holding treasury in USDC within this framework is different from keeping crypto in a personal wallet: it means a B2B contract, verified limits and documentation that supports tax and corporate governance obligations across the European Union.

For daily cash management, international payments and protection against devaluation without sharp price swings, USDC and EURC are usually more suitable than Bitcoin. MiCA-regulated stablecoins maintain parity with the dollar or euro, let you settle suppliers in minutes and offer integrated corporate reporting in the Bit2Me Business Account. Bitcoin may make sense as a long-term strategic reserve complement —diversification, macro exposure— but intraday volatility leads most CFOs to rule it out for payroll, taxes or quarterly capex. Bit2Me lets you combine both approaches: operational treasury in USDC/EURC with CNMV custody, and OTC access to BTC with a dedicated manager when the investment committee approves. The choice depends on time horizon, risk appetite and internal treasury policy; your Bit2Me advisor helps size what share should stay liquid in stablecoins versus more volatile reserve assets.