AML, KYT and Travel Rule as a service for exchanges and fintechs

Bit2Me Compliance-as-a-Service is aimed at exchanges, VASPs, fintechs and digital asset platforms that already hold or are pursuing a MiCA licence but do not want to build AML, KYT and Travel Rule monitoring from scratch. It also fits neobanks, payment providers and custodians adding crypto under a reliance model and needing a CASP counterparty with production-proven infrastructure. The service covers entities with clients in the European Union that must exchange VASP information, manage sanctions alerts and demonstrate controls to regulators, auditors and correspondent banks. This is not a retail product: sales are institutional, with mutual due diligence, consultative integration and framework agreements tailored to volume, jurisdictions and criticality. Bit2Me brings CNMV credential, track record since 2014 and procedures already operated under European supervision.

Integration is designed during due diligence according to your technical stack, transaction volume and business model. We evaluate REST API, webhooks, event queues and batch flows to receive KYT alerts, confirm Travel Rule transfers and return compliance statuses to your banking core or exchange platform. We do not impose a single connector: the Bit2Me institutional team defines modules, test environments, escalation criteria and documentation for your engineering and legal teams. Typical integrations cover counterparty screening, ongoing wallet monitoring, regulatory reporting and auditable traceability. Each deployment includes a migration plan, acceptance testing and a post go-live support window to minimise operational risk during launch, ensure continuity in production and align with your internal compliance officers, external auditors, regulator expectations and board governance requirements.

SLA and support model are agreed contractually according to service criticality, alert volume and the 24/7 operating horizon your platform requires. We define response times for Travel Rule incidents, escalation to AML analysts and availability of the KYT monitoring layer. The institutional contract specifies dedicated contact channels, compliance liaisons and escalation procedures before regulators or auditors. For VASPs with activity spikes or launches in new markets, we can agree temporary reinforcements and periodic reviews of alert thresholds. Bit2Me operates infrastructure already proven in production; the SLA reflects that maturity level, documented business continuity, periodic reviews, incident communication plans, quarterly service reviews and dedicated institutional support aligned with your internal due diligence, external audit requirements and European supervisor expectations under MiCA.

Bit2Me operates as a Crypto-Asset Service Provider authorised under MiCA by the CNMV, with prior history on the Bank of Spain register. In Compliance-as-a-Service, the exact scope in which we act as regulated counterparty for third parties — whether in Travel Rule, KYT, end-client onboarding or reporting — is defined in commercial proposal and contract after mutual due diligence. Not all reliance models are identical: they depend on your licence, jurisdictions, client type and responsibilities you retain in-house. Our institutional team delivers supervision dossier, AML/KYC policies and operational references so your legal team can assess regulatory fit. CNMV credential is a differentiator versus non-auditable offshore vendors in the European Union and helps your risk committee approve the partnership with documented controls.

Mid-size and growing VASPs in Europe can evaluate outsourcing Travel Rule and KYT to a MiCA-authorised CASP already operating these processes in production, instead of building VASP integrations, analysts and policies from scratch. Bit2Me Compliance-as-a-Service reuses audited internal infrastructure: information exchange between VASPs, sanctions screening, alerts and procedures aligned with European supervisor expectations. Outsourcing does not remove the client VASP responsibilities, but accelerates time-to-market and reduces fixed cost if the contractual model fits after due diligence. It is especially relevant for exchanges scaling EU clients, fintechs in licensing phase or custodians adding on-chain transfers. The decision should be documented for auditors and regulators with a referencable regulated counterparty, evidence of operational control, clear allocation of responsibilities and periodic review clauses.

Building crypto compliance in-house under MiCA takes years of investment in legal, technology, AML analysts, audits and Travel Rule integration maintenance — plus the risk of delaying commercial launch. Outsourcing to a regulated CASP like Bit2Me can accelerate operations if your business model allows contractual reliance and your team prefers to focus on product and clients. The build approach keeps full control but requires recurring budget and scarce talent; buy reduces initial capex and brings proven CNMV credential. Compliance-as-a-Service combines the best of both: operational Bit2Me infrastructure with consultative design per client. The choice depends on volume, jurisdictional complexity and your supervisor requirements; our institutional team helps compare build versus buy scenarios in the first meeting with no commitment required from your side.