Protect your treasury from price risk between collection and conversion

It depends on asset, volume and the horizon of your FX exposure. Bit2Me OTC desk evaluates forwards or term operations on eligible pairs — common in corporate treasury with USDC and EURC — and confirms availability case by case after reviewing collection flows, payments and risk tolerance. There is no standard hedging catalogue: each instrument is designed with your institutional advisor, validating asset eligibility, MiCA limits and settlement conditions at maturity. If you collect stablecoins and convert to euros days later, we can fix the crypto-fiat exchange rate for the agreed period, avoiding reliance on daily spot. Operations are recorded with traceable reporting in Business Account for accounting close, tax and audit. Request an exposure analysis with the OTC desk with no obligation.

Yes. Institutional FX hedging is aimed at treasuries with recurring volumes and material exposure between crypto collection — especially USDC or EURC — and subsequent conversion to fiat or other assets. Your OTC advisor indicates minimum thresholds when analysing your contract portfolio, flow calendar and desired hedging horizon. Amounts are not retail: we seek fit with companies already running international payments, stablecoin treasury or client retentions deferred in time. The specific minimum depends on pair, forward duration and liquidity available on the desk under the authorised provider MiCA framework. During corporate onboarding we review KYB, risk policy and documentation to formalise the first operation. Without recurring volume, the desk may guide you towards traceable spot conversions as an interim alternative.

Settlement conditions are explicitly agreed in the OTC proposal before signing: physical delivery of asset, conversion to fiat in corporate account, netting with other open positions or a combination per contract. If your treasury works in USDC or EURC, at maturity you can settle in the same stablecoin, convert to euros at the agreed rate or cross the balance with parallel hedging operations managed by the desk. Bit2Me documents each movement with date, counterparty, applied price and operation reference for export from Business Account. The process respects fund segregation and CNMV supervision under MiCA, unlike offshore brokers without tax traceability. Before maturity, your advisor can review roll-over, early close or adjustment if your real exposure changes versus the original contract.

Yes. FX hedging operations are executed under the same MiCA framework of the authorised provider as the rest of Bit2Me Business: mandatory corporate KYB, CNMV-regulated counterparty, fund segregation and exportable reporting for finance. The OTC desk shares institutional infrastructure with conversions, international payments and USDC/EURC treasury, so your treasury does not fragment counterparties between hedging and day-to-day operations. Each forward or term operation is subject to asset eligibility, product validation and contractual documentation defined with your advisor. This contrasts with unregulated desks offering derivatives without European supervision or MiCA custody guarantees. For internal audit you have consolidated movements in Business Account, aligned with AML policies and multi-user governance if your company has them active. Each proposal requires institutional review before execution.

Companies with active KYB can consult crypto-fiat risk hedging via Bit2Me institutional OTC desk, subject to asset eligibility such as USDC or EURC, minimum volume and product validation on each operation. The service is designed for importers, exporters, agencies and SaaS that collect in stablecoins but need a known price when converting to euros or paying suppliers in other currencies weeks later. The desk designs forwards or term operations after analysing your net exposure, contractual horizon and volatility tolerance, rather than offering only reactive spot conversions. Everything happens under the authorised CASP MiCA framework, with corporate reporting and European counterparty for banking partners due diligence. It does not replace independent financial advice: each proposal is confirmed case by case with your B2B advisor before execution.

Stablecoins such as USDC and EURC reduce the intrinsic volatility of volatile cryptoassets, but they do not eliminate the risk on the leg to fiat or other currencies when you collect today and convert later, or when your contract requires a fixed future price. FX hedging via OTC desk addresses precisely that window: it fixes the crypto-fiat or stablecoin-currency rate for the agreed horizon, complementing stablecoin treasury without forcing immediate spot conversion. Holding only USDC/EURC protects from BTC/ETH moves; hedging protects EUR, USD or other billing currency if your P&L is fiat-denominated. Bit2Me integrates both services under MiCA, with traceability in Business Account. Your advisor helps decide what percentage of exposure to hedge according to real flows. Many treasuries combine both approaches in the same quarter.