Collect international subscriptions and retainers in stablecoins without chasing payments

With your B2B advisor you define amount, stable currency — usually USDC or EURC depending on client preference and your tax policy — frequency and portfolio of corporate clients. We activate recurring collection on your Business Account integrated with Bit2Me Commerce: you create subscription plans, assign KYB-validated clients and generate automatic payment links or API integration via Crypto API if your SaaS product requires it. Onboarding is consultative: we review tax details, billing calendar, reminders and reconciliation rules before the first cycle. Collections are custodied under MiCA with exportable reporting for Spanish or European accounting. After activation you receive a unified panel to monitor pending, confirmed and failed payments without manually resending invoices every month. Your first pilot cycle runs with direct support from your institutional advisor and a joint reconciliation review.

Monthly, quarterly and annual are the most common cycles for B2B retainers, SaaS memberships and international service contracts collected in USDC/EURC. Other schedules — biweekly, project milestones or custom renewals — are evaluated by aggregate volume, API integration and operational complexity of your portfolio. Bit2Me Commerce orchestrates automatic link generation or scheduled debits, pre-due reminders and reconciliation in Business Account without relying on cross-border cards with variable fees. Each cycle keeps MiCA traceability: stablecoin amount, date, client and invoice reference for audit. Your advisor confirms which frequencies your specific case supports during the initial demo and design of the first pilot plan with your finance team. You can combine multiple calendars if you manage different product lines. Seasonal or usage-based billing extensions are discussed during institutional onboarding.

Yes. Recurring billing natively builds on Bit2Me Commerce for payment links, reminders and unified reconciliation in your corporate account under MiCA supervision. Commerce manages the collection layer — USDC/EURC checkout, confirmation webhooks and payment statuses — while Business Account concentrates balances, accounting export and KYB multi-user governance if active. For SaaS products you can combine Commerce with Crypto API and automate sign-ups, plan changes or pauses without monthly manual intervention. You do not need a parallel gateway: you reuse CNMV-regulated infrastructure already operational for one-off and recurring collections. Your B2B advisor coordinates activation, pilot environment testing and migration of existing clients from manual invoices or Stripe fiat. Full activation usually completes within a few weeks depending on complexity, client portfolio size and integration scope.

The service is aimed at companies with international recurring portfolio: SaaS, agencies, consultancies and B2B businesses billing retainers or subscriptions to clients across time zones, many without stable local banking. We confirm volume requirements, number of active plans and USDC/EURC mix when you request a demo, because onboarding includes tax setup, KYB of relevant clients and full-cycle testing. It is not a retail micropayments solution: we prioritise corporate operations with MiCA traceability, exportable reconciliation and dedicated advisor support. If your billing is sporadic or very low amounts, your advisor may recommend one-off Commerce as a starting point. Companies with active KYB speed up activation and can scale schedules as the subscriber base grows. The specific threshold is reviewed in your first commercial meeting.

Bit2Me Business offers B2B recurring collection in stablecoins with MiCA custody and corporate reporting, complementing fiat gateways like Stripe when your clients operate in USDC/EURC and prefer to avoid cross-border fees, chargebacks or international bank declines. Orchestration combines Commerce, Business Account and Crypto API: billing schedules, automatic links, reminders and exportable reconciliation for finance and audit. Unlike a pure fiat PSP, Bit2Me is a CNMV-authorised CASP, which eases due diligence for partners and European corporate clients. We do not clone every Stripe feature: the fit is strong for international subscriptions denominated in regulated stablecoins, not mass retail card collection. Request a demo with your advisor to map plans, clients and migration from your current flow. Migration can be gradual by client cohorts.

Spanish and European companies with active KYB can structure international SaaS retainers and subscriptions in USDC/EURC with exportable tax traceability from Business Account under the MiCA framework. Bit2Me Business automates monthly, quarterly or annual cycles, generates recurring collection links and reconciles payments without chasing manual transfers or relying on SWIFT for clients in LatAm, Asia or Eastern Europe. Stablecoin amounts are recorded with date, client, invoice reference and asset used for reporting to accounting advisors and local obligations. CNMV-regulated custody differentiates this model from anonymous retail wallets or exchanges without EU licence. Your B2B advisor defines initial tax setup, default currency and transition from traditional fiat billing. The model fits especially well for SaaS billing global clients without a European bank account.