Question 1

Is Bit2Me Pay a regulated remittance service?

Accepted Answer

Bit2Me Pay lets verified users send supported crypto assets — including MiCA-regulated stablecoins — to other users by alias, email or phone. Bit2Me operates as a CASP under EU MiCA. Transfers are subject to our terms, verification and applicable limits.

Question 2

What is the maximum I can send?

Accepted Answer

You can send up to €2,000 (crypto equivalent) per Pay transfer to another user, subject to account verification and product limits.

Question 3

Which stablecoins can I use for remittances?

Accepted Answer

You can send supported stablecoins available in your Bit2Me wallet, including MiCA-regulated EMTs such as USDC and EURC where listed.

Question 4

How fast do remittances arrive?

Accepted Answer

Pay transfers between Bit2Me users are credited instantly once submitted. If the recipient does not have an account, they have 7 days to register and claim the transfer.

Question 5

Can I send money to someone without a Bit2Me account?

Accepted Answer

Yes. Send using their email or phone. They receive a notification and invitation; funds are reserved for 7 days until they create and verify an account.

Question 6

How much does it cost to send remittances with Bit2Me Pay?

Accepted Answer

Bit2Me Pay charges no commission for transfers between Bit2Me users. You only pay the network or conversion costs that apply to your chosen asset. Traditional remittance providers often charge 3–8% plus flat fees — our calculator shows indicative savings.

Question 7

Is Bit2Me Pay safe for international transfers?

Accepted Answer

Bit2Me is a MiCA-licensed CASP supervised by the CNMV. Pay transfers require a verified account, apply transparent limits and use regulated EMT stablecoins where available. Funds are held on Bit2Me infrastructure with industry-standard security controls.

Question 8

Which countries can I send remittances to from Spain?

Accepted Answer

You can send to any verified Bit2Me user worldwide. Popular corridors from Spain include Mexico, Colombia, Argentina, Venezuela, Peru, Ecuador, Dominican Republic, Brazil, Morocco, Nigeria, Philippines and India — see the corridors section for delivery times and indicative savings.

Question 9

Do I need identity verification to use Bit2Me Pay for remittances?

Accepted Answer

Yes. Both sender and recipient need a verified Bit2Me account to send and receive Pay transfers. Verification helps us comply with AML rules and protect your funds. Limits depend on your verification level and product settings.

Question 10

What is the difference between Pay remittances and a traditional wire transfer?

Accepted Answer

Traditional wires can take days and include opaque FX spreads and fees. With Bit2Me Pay you send regulated stablecoins to another user by phone, email or alias — typically in under a minute, with transparent limits and no Pay commission between users.

Question 11

Can I fund remittances with euros or only stablecoins?

Accepted Answer

You can top up your Bit2Me account with euros via bank transfer (PSD2) or use crypto you already hold, then convert to a supported stablecoin such as USDC or EURC before sending via Pay.

Question 12

What happens if the recipient does not claim the transfer within 7 days?

Accepted Answer

If the recipient has no Bit2Me account, funds are reserved for 7 days while we notify them by email or SMS. If they do not register and verify in time, the reserved amount is returned to your wallet according to our Pay terms.

Question 13

Mikä on Bit2me Pay?

Accepted Answer

Bit2Me Pay is a free service to transfer funds between users with an active and verified Bit2Me account. You can send any supported cryptocurrency to another verified user by alias, email or phone number.

Question 14

Olen saanut maksun Payn kautta, mutta minulla ei ole tiliä Bit2Me:ssä, mitä minun pitäisi tehdä?

Accepted Answer

Saadaksesi maksun Bit2Me Payn kautta, sinun on oltava rekisteröity ja vahvistettu käyttäjätili. Jos sinulle on lähetetty maksu etkä omista tiliä, varat jäävät sähköpostiosoitteeseesi tai puhelimeesi 7 päivän ajaksi. Sinulla on tämä aikaraja (7 päivää) luodaksesi tilin sähköpostiosoitteella tai puhelimella, jolla olet saanut ilmoituksen. Kun olet luonut ja vahvistanut tilisi, järjestelmä myöntää sinulle automaattisesti odottavat varat.

Question 15

Miten saan rahaa, jonka he lähettävät minulle Bit2Me Payn kautta?

Accepted Answer

Funds sent via Bit2Me Pay are credited automatically to the recipient Wallet when sent to their registered phone, email or alias. The recipient receives an email, SMS or in-app notification depending on the contact method used.

Question 16

Miten lähetän kryptovaluuttoja Bit2Me Payn kautta?

Accepted Answer

To send crypto via Bit2Me Pay: open Operations, select Withdraw, choose Send crypto, pick Send to a Bit2Me user, select the asset, enter the amount and recipient contact (phone, email or alias), then confirm the transfer.

Feature	Bit2Me Pay	Banks & remittance apps
Send fee
Delivery time
Available 24/7
EU MiCA regulated
Send by phone or email
Clear transfer limits

Send money abroad in minutes — 0€ Pay fee

See what you save vs traditional remittances

Your remittance in 4 quick steps

Top up your account

Choose a regulated stablecoin

Send by alias, email or phone

They receive instantly

Less cost than banks and remittance apps

Where your family receives in minutes

Latin America

Africa

Asia

Suora kryptomaksujärjestelmä, jota käyttää jo tuhannet ihmiset

Ilman maksuja tai odotuksia

Lähetä alias-nimellä, sähköpostilla tai puhelimella

Kutsu uusia käyttäjiä helposti

Built for remittances — and daily life

Lähetä rahaa ulkomaille

Support family abroad

Jaa laskut ystävien kanssa

Peri maksut palveluistasi ilman vaivannäköä

Palauta lainaamasi raha

Maksa millä tahansa kryptolla

Rahasi, sääntösi

Send with a MiCA-licensed provider

MiCA CASP licence

EMT stablecoins

PSD2 & EDE infrastructure

Jokaisella maksulla on mahdollisuus ansaita lisää

Oletko valmis aloittamaan kryptojen lähettämisen kuin koskaan ennen?

Frequently asked questions about remittances and Pay

International remittances

Everyday P2P payments

Avaa tilisi nyt ja saa 15€