Pay payroll and global contractors in crypto, with traceability per beneficiary

Yes, across most active corridors provided the beneficiary completes proportional KYC and the commercial relationship is documented. Bit2Me Business settles payroll and contractor payments in USDC and EURC, highly liquid stablecoins that arrive in minutes without relying on local banking systems or SWIFT cut-off windows. Before activating recurring payments, our B2B team reviews jurisdiction, risk profile, cumulative volume and fit within the MiCA framework as a CNMV-authorised provider. In countries with additional restrictions we propose operational alternatives, such as OTC conversion to euros or one-off batches under the same compliance controls. Your Business Account centralises the global roster, per-person traceability and exportable reporting for HR and finance teams, so every settlement is recorded with segregated custody and anti-money laundering compliance.

We provide a CSV template with columns for wallet, amount, asset — USDC, EURC or another available crypto asset — and an internal reference per beneficiary. You upload the file from your Business Account; the system validates formats, duplicates and consistency with the registered roster, and the compliance team matches each row to active KYC before releasing the batch. You can schedule immediate or recurring execution — monthly, fortnightly or custom — to automate payroll without repeating manual transfers. After confirmation, settlement processes in minutes on MiCA-regulated infrastructure, with auditable records per person, transaction hash and export for your ERP, accountant or HR department. If issues are detected, you receive a detailed report to correct rows without losing the rest of the batch.

Yes. As a MiCA-authorised provider, Bit2Me must identify and verify every beneficiary before settling funds, through a KYC process proportional to risk, volume and the contractor's jurisdiction. Onboarding includes identity validation, verification of the B2B relationship — contract, invoice or service order — and ongoing monitoring in line with anti-money laundering obligations. Registering a wallet alone is not enough: each person is linked to their compliance profile within your Business Account, simplifying internal audits, tax reviews and HR controls. When you add new remote team members, your B2B advisor guides the flow to minimise friction without relaxing regulatory standards. Recurring payments are only activated once verification is complete, guaranteeing end-to-end traceability in USDC, EURC or other authorised assets under MiCA supervision.

Yes. Many companies combine direct settlement in USDC or EURC for contractors who prefer stablecoin payment with OTC conversion to euros for those who require it contractually or for tax reasons. From your Business Account you define, per beneficiary or per batch, whether payment goes out as a crypto asset or is converted beforehand via the OTC desk with transparent pricing and auditable records. Bit2Me operates under MiCA with segregated custody, corporate KYB and exportable reporting, so finance reconciles both flows in a single dashboard without losing traceability. Your B2B advisor helps design the mix based on jurisdiction, internal treasury policy and each remote team member's preferences. This reduces international banking friction where the crypto corridor is more agile, without giving up euros when operations or the labour framework require them.

Legality depends on the beneficiary's jurisdiction, the type of relationship — employment vs. service provision — and local tax and labour obligations, which your legal advisor must validate in each country. Bit2Me does not replace that legal assessment, but it does facilitate traceable B2B payments to verified contractors through a MiCA-authorised provider supervised by the CNMV, with corporate KYB, individual KYC per beneficiary, documentation of the commercial operation and anti-money laundering compliance. Settlements in USDC, EURC or other available assets are recorded in your Business Account with export for accounting and audit. In the EU, operating through a regulated VASP provides fund segregation, structured reporting and risk-proportionate controls. For global rosters, we recommend mapping country by country which contractors may receive crypto and which require fiat conversion, while keeping a unified record of batches, recurrences and compliance evidence.

Paying in USDC — or EURC when the contractor operates in the euro area — shortens the payment cycle from days to minutes, avoids intermediary fees from local banking systems and preserves value stability compared with more volatile crypto assets. For development teams distributed across LatAm, Asia or Eastern Europe, this reduces operational friction: talent receives funds in stablecoin on high-liquidity networks, can hold USDC/EURC or convert locally as preferred. In parallel, your company centralises CSV batches, recurring payments, KYC per person and exportable reporting on one MiCA-regulated platform, with segregated custody and traceability for finance and HR. Compared with repeated SWIFT transfers, you gain cost predictability, execution outside banking hours and an auditable record per developer. Bit2Me Business combines Business Account, AML controls and multilingual B2B support to scale global payroll without sacrificing regulatory compliance.