Bit2Me Pay|Regulated remittances · MiCA

Send money abroad in minutes — 0€ Pay fee

Reach family anywhere with MiCA-regulated stablecoins. No bank details needed — just their phone, email or alias. Everyday P2P payments included.
Send money abroad in minutes — 0€ Pay fee

Operational since 2014

First Spanish Fintech to obtain the MiCA License

Legal compliance certifications
  • ISO 37001
  • ISO 37301
  • UNE 19601
  • ISO 27701
Security Certifications
  • ISO 22301
  • ISO 27001
  • CSA Star Level One
The best crypto exchange
  • The Good Exchange
Compare before you send

See what you save vs traditional remittances

You send from SpainYou send from Spain
Destination
Stablecoin

They receive

USDC

571,23 USDC

Bit2Me Pay fee
0,00€
Typical remittance fee (est.)
~17,50€
Estimated savings
~17,50€
Estimated delivery
< 1 minute
Send and save now

Traditional remittance fees are indicative estimates for comparison only. Actual costs may vary by provider and corridor.

Pay transfers up to €2.000 per send (crypto equivalent).

Simple as messaging

Your remittance in 4 quick steps

1

Top up your account

Add euros by bank transfer (PSD2) or use crypto you already hold.

2

Choose a regulated stablecoin

Select a MiCA-regulated EMT such as USDC or EURC.

3

Send by alias, email or phone

Enter their phone, email or alias — no wallet addresses to copy.

4

They receive instantly

They receive in minutes. New to Bit2Me? We notify them to claim.

Your remittance in 4 quick steps
Side by side

Less cost than banks and remittance apps

Feature
Bit2Me Pay
Banks & remittance apps
Send fee
Delivery time
Available 24/7
EU MiCA regulated
Send by phone or email
Clear transfer limits

Traditional provider figures are indicative estimates for comparison purposes.

From Spain to the world

Where your family receives in minutes

Popular routes to Latin America, Africa and Asia — 0€ Pay commission, transparent limits and delivery in under a minute.

Where your family receives in minutes

Latin America

Africa

Asia

Everyday payments too
Success
Dashboard
Amount
Što je Pay?

Sustav izravnih uplata kriptovalutama koji već koriste tisuće ljudi

Šaljite uplate do 2.000€ (ekvivalent u kripto) bilo kojem korisniku koristeći njegov alias, email ili broj telefona. Ako nema račun, pozovite ga bez napora!

Bez provizija i čekanja

Uplate su besplatne i trenutne.

Šaljite s aliasom, emailom ili telefonom

Ne trebate komplicirane novčanike.

Lako pozovite nove korisnike

Kontakt prima tvoju uplatu + pozivnicu.

Real situations

Built for remittances — and daily life

Support family abroad or split a bill with friends. One Pay account, 0€ fee between users.

Šalji novac u inozemstvo.

Pošalji kripto članovima obitelji ili prijateljima u drugim zemljama, bez posrednika i kašnjenja. Brzo, globalno i bez skrivenih provizija.

Šalji novac u inozemstvo.

Support family abroad

Send regulated stablecoins to loved ones who need it most. No bank delays or hidden remittance fees.

Support family abroad
Everyday with friends

Podijeli troškove s prijateljima.

Šalji i primaš uplate odmah nakon večere, zajedničke pretplate ili grupnog poklona.

Podijeli troškove s prijateljima.

Naplaćuj svoje usluge bez komplikacija.

Primaš uplate od svojih klijenata odmah, bez provizija i samo dijeleći svoj alias, email ili telefon.

Naplaćuj svoje usluge bez komplikacija.

Vrati novac koji su ti posudili.

Vrati novac onome tko ti ga je posudio, lako i brzo. Nije važno ima li već račun.

Vrati novac koji su ti posudili.

Plaćaj s bilo kojom kriptovalutom.

Obavljaj uplate s bilo kojom od više od 300 kompatibilnih kriptovaluta, bez brige o valuti primatelja.

Plaćaj s bilo kojom kriptovalutom.
Vaš novac, vaša pravila
Potpuna kontrola

Vaš novac, vaša pravila

Jednom kada primite sredstva, imate potpunu kontrolu nad njihovom upotrebom: investirati, plaćati u trgovinama s Mastercard karticom ili ih prebaciti na svoj bankovni račun.

Your money, protected

Send with a MiCA-licensed provider

MiCA CASP licence

Bit2Me is authorised as a Crypto-Asset Service Provider by the CNMV under EU MiCA — the same framework that governs regulated stablecoins.

EMT stablecoins

Use electronic money tokens under the European framework for predictable cross-border value transfer.

PSD2 & EDE infrastructure

Bank-grade fiat infrastructure with a Bank of Spain-supervised electronic money institution for payment accounts and card.
S svakom uplatom imaš priliku zaraditi više.
Pay te približava više.

S svakom uplatom imaš priliku zaraditi više.

Tvoj kontakt još nema račun? Nema problema. Pozovi ga, a kada se pridruži, automatski će primiti tvoju uplatu. Osim toga, zarađivat ćeš nagrade za preporuku Bit2Me.

Spreman za slanje kriptovaluta kao nikada prije?

Spreman za slanje kriptovaluta kao nikada prije?

Transformiraj način na koji plaćaš u svom svakodnevnom životu.

Izvrši prvo slanje
Got questions?

Frequently asked questions about remittances and Pay

Answers about regulated stablecoin remittances, limits, speed, security and everyday P2P payments with Bit2Me Pay.

International remittances

Bit2Me Pay lets verified users send supported crypto assets — including MiCA-regulated stablecoins — to other users by alias, email or phone. Bit2Me operates as a CASP under EU MiCA. Transfers are subject to our terms, verification and applicable limits.

Everyday P2P payments

Otvorite svoj račun sada i primite 15€

Registrirajte se na najlakšu, najsigurniju i najkompletniju platformu na svijetu

Započni sada