Why look for a Nebeus alternative?
Nebeus je trgovsko ime Rintral Trading S.L., barcelonske fintech družbe, ustanovljene 2014 — isto leto kot Bit2Me — in del skupine Money-4 Limited (Združeno kraljestvo). Ponudba se osredotoča na kripto-kolateralizirana posojila do 95 % LTV, «crypto-friendly» IBAN za evre, povezane s kripto dejavnostjo, renting (earn) storitev z oglaševanjem do 12–13 % letnega donosa na stablecoinih ter integrirano borzo z 30+ kriptovalutami.
Nebeus je registriran pri Banco de España (PSC št. D664) in je leta 2026 napovedal MiCA CASP pooblastilo CNMV. Bit2Me je v javnem registru CNMV naveden kot pooblaščen CASP od 31. oktobra 2025. Pred odločitvijo preverite trenutno registracijo vsakega ponudnika v javnem registru CNMV ali ESMA.
Ta vodnik primerja obe platformi z javnimi, datiranimi dejstvi: regulacija, varnost in skrbništvo, provizije, katalog in podpora. Ni zavrnitev Nebeusovega modela — rešuje resničen problem (likvidnost brez prodaje, IBAN, ki sprejema kripto) — temveč poštena primerjava s suiteom in regulativno zgodovino borze s sedežem v Španiji od leta 2014.
Zakaj iskati alternativo za Nebeus
MiCA CNMV napovedan — preverite trenutno registracijo
Nebeus napoveduje CASP pooblastilo pod MiCA od CNMV leta 2026. Pred dolgoročno uporabo potrdite trenutni status v javnem registru CNMV/ESMA.
Zavarovanje zaklenjeno med posojilom, LTV do 95 %
Nebeusova kripto-kolateralizirana posojila zaklenejo zavarovanje do preklica; pri visokem LTV lahko padec cene sproži margin call ali likvidacijo.
Katalog ~30 sredstev, brez Pro trgovanja ali Tax
Nebeus pokriva 30+ kriptovalut, usmerjenih v posojila in renting. Ne objavlja naprednega Pro trgovalnega produkta ali integriranih davčnih orodij.
Public record
Reputation and documented facts about Nebeus
Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.
The High Court of England and Wales issued a freezing order against Money-4 Limited (then trading as Nebeus.com) and its two founders, following a claim by a client over the disposal of 293.66 BTC and 400.4 ETH (worth approximately £1.5m at the time) that she had deposited to test the platform. The case, Vorotyntseva v Money-4 Ltd [2018] EWHC 2596 (Ch), was decided by the court, which granted the interim relief sought by the claimant.
Source: bailii.org
These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.
Verdict
Nebeus (Rintral Trading S.L., Barcelona) ponuja kripto-kolateralizirana posojila od leta 2014, «crypto-friendly» IBAN, renting/earn do 12–13 % in borzo z 30+ sredstvi, s BitGo skrbništvom in Lloyd's zavarovanjem na Vault BTC/ETH. Družba je leta 2026 napovedala MiCA CASP pooblastilo CNMV — pred odločitvijo ga je vredno preveriti v javnem registru. Bit2Me je CNMV pooblaščen MiCA CASP od oktobra 2025, z 400+ kriptovalutami, suite 30+ produktov in večjezično telefonsko podporo. Če potrebujete evrsko likvidnost brez prodaje kripta ali IBAN, ki sprejema kripto-povezane prenose, Nebeus reši ta primer; če želite regulirano borzo s širokim katalogom in podporo 24/7, je Bit2Me alternativa.
Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms
Nebeus vs Bit2Me: comparison
The dimensions that matter most to a retail user in Europe.
Before products: trust
Who you really deal with: Bit2Me vs Nebeus
An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.
Bit2Me- Real HQ
- Spain (EU) — parent company, not a subsidiary
- Supervised by
- CNMV (Spain), under MiCA
- Operating since
- 2014, with no security incidents
- Who's behind it
- Backed by Tether, Telefónica, Bankinter and other institutions
Nebeus- Real HQ
- Barcelona, Spain (Rintral Trading S.L., trading as Nebeus; Money-4 Limited group, United Kingdom).
- Supervised by
- Bank of Spain (PSC registration No. D664); CNMV for the MiCA CASP authorisation the company announced in 2026 — verify current registration on the public register.
- Operating since
- 2014
- Who's behind it
- Private company founded in 2014; not publicly listed and with no recently announced institutional funding round.
| Feature | Bit2Me | Nebeus |
|---|---|---|
| Regulation and licencesDecisive | Bit2Me:Pooblaščen MiCA CNMV CASP od 31. okt 2025 — javno preverljiva registracija, v nasprotju z Nebeusovo napovedjo v čakanju na potrditev. | Nebeus:Registered with the Bank of Spain (No. D664); announces MiCA CASP authorisation from the CNMV in 2026 — verify current registration on the public register before long-term use. |
| Real HQ & jurisdictionDecisive | Bit2Me:A Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries. | Nebeus:Spanish entity (Rintral Trading S.L.) with a UK operating parent (Money-4 Limited); MiCA CASP announced in 2026, pending independent verification on the CNMV register. |
| SecurityDecisive | Bit2Me:Bit2Me advantageFunds mostly in cold storage; operating without security incidents since 2014. Certified by independent audits: ISO 27001, 27701, 22301 and more. | Nebeus:Custody with BitGo and KYC/multi-signature; in 2018 a UK court issued a freezing order against Money-4 Limited (Nebeus's operating parent) and its founders over a dispute involving 293.66 BTC and 400.4 ETH deposited by a client. |
| Data protection (GDPR)Decisive | Bit2Me:Bit2Me advantageYour data is processed in the EU under the GDPR, with the safeguards of the European data-protection framework. | Nebeus:GDPR-compliant privacy policy published by Rintral Trading S.L.; no ISO 27701 certification announced. |
| Customer supportDecisive | Bit2Me:Bit2Me advantageVečjezična telefonska podpora 24/7, v primerjavi z Nebeusovimi uradnimi urami (pon–pet, 9–17 po britanskem času). | Nebeus:Support via email and support ticket; office hours (Mon-Fri, 9:00am–5:00pm UK time) for the card-issuing unit; independent reviews report slow responses. |
| Fund insuranceDecisive | Bit2Me:Assets in Bit2Me Custody are insured under a $150M policy. | Nebeus:BitGo custody insured by Lloyd's of London up to $250M — coverage limited to BTC/ETH deposited in its Vault product, not confirmed for the rest of the catalogue or for active loan collateral. |
| Buy in euros (SEPA/card) | Bit2Me:EUR purchases via SEPA and card, built for European users. | Nebeus:Own "crypto-friendly" IBAN accepting euros linked to crypto activity — a real problem for users whose transfers get blocked by traditional banks. |
| Products and servicesDecisive | Bit2Me:Bit2Me advantageSuite 30+ produktov (Pro, Earn, Card, Loan, Tax, Wallet) — poleg posojil, IBAN in rentinga. | Nebeus:Crypto loans (5 types), renting/earn up to 12-13%, exchange and card — no advanced Pro trading or integrated Tax. |
| FeesDecisive | Bit2Me:Bit2Me advantageDo 0 % maker / 0,10 % taker na Pro, brez origination fee ali zaklenjenega zavarovanja. | Nebeus:Crypto-fiat exchange from 0.5% per trade (all-in); loans from 4% APR (StableLoan, 95% LTV) up to 16.5% APR, plus a 2% origination fee. |
| Withdraw to your own wallet | Bit2Me:Bit2Me advantageYou can withdraw your crypto to your own wallet whenever you want. | Nebeus:Custody with BitGo; the collateral of an active loan is locked until cancellation and cannot be withdrawn to your own wallet during the term. |
| Number of cryptocurrencies | Bit2Me:Bit2Me advantageOver 400 cryptocurrencies available. | Nebeus:Support for 30+ cryptocurrencies (BTC, ETH, SOL, XRP, LTC, DOGE and stablecoins). |
| Ease of use | Bit2Me:Guided onboarding and an app designed for the non-technical European user, with fast KYC. | Nebeus:Simple loan application (amount, collateral, term) and fast approvals per user reviews. |
| Languages | Bit2Me:Bit2Me advantageEuropean Spanish across product, legal documentation and phone support. | Nebeus:Legal and product documentation in English; interface available in several European languages, without native Spanish in support. |
| Corporate transparency | Bit2Me:Bit2Me advantage400+ listed cryptocurrencies, from established to emerging assets, available to buy, trade on Pro or use as Loan collateral. | Nebeus:Catalogue limited to ~30 established assets (BTC, ETH, SOL, XRP, LTC, DOGE, stablecoins) suitable as loan collateral; no emerging-asset listings. |
Bit2MeHow we made this comparison
We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of 1. julij 2026. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.
Sources consulted (1. julij 2026)
Regulated by the CNMV · Support in your language · +1 million users
Zakaj lahko z Bit2Me mirno spite
When both platforms can be regulated in Europe, the decision moves to practical trust: where you contract, who answers you, how you move euros, and how easy it is to resolve a problem.
Kripto, ki vas ne umaže
Bit2Me izpolnjuje zahteve KYC/AML in je registriran pri Španski banki: na nadzorovani platformi se vaše transakcije ne mešajo s sredstvi nezakonitega izvora.
Sedež v Španiji, ne v davčni oazi
Bitcoinforme S.L. deluje po evropskem pravu, njegov neposredni nadzornik pa je CNMV.
Brezplačno samodejno davčno poročilo
Prenesite ga iz aplikacije ali s spleta za vsako davčno leto, v katerem ste trgovali, brez dodatnih stroškov. Samodejno se ustvari iz vaše dejavnosti.
Brez varnostnih incidentov od leta 2014
Pet zaporednih neodvisnih revizij potrjuje našo operativno zanesljivost.
Človeška podpora v vašem jeziku
Podpora 24/7 v vašem jeziku, s telefonsko linijo (+34 910 91 37 88) in ljudmi — ne roboti —, ki odgovarjajo iz Španije.
Platforma, ki ne pade
Visoka razpoložljivost v več regijah, 24/7, 365 dni na leto, s povprečnim odzivom ~100 ms.
Vaša sredstva, ko se odločite
Kadar koli jih dvignite v svojo denarnico. Brez vezave, brez kazni.
Zavarovanje hrambe za 150 mio. $
Sredstva v Bit2Me Custody so zavarovana za 150 mio. $ (USD), z ločeno hladno hrambo in večpodpisom + HSM FIPS 140-2.
Nebeus in MiCA: od registracije pri Banco de España do napovedanega CASP pooblastila
Rintral Trading S.L. (Nebeus) je registriran pri Banco de España pod številko D664 in je leta 2026 napovedal MiCA CASP pooblastilo CNMV, po lastni spletni strani in Finextra.
Bit2Me je pooblaščen kot CASP od CNMV pod MiCA od 31. oktobra 2025, po javnem registru. Oba delita istega španskega regulatorja in leto ustanovitve (2014); primerjava se nanaša na globino suitea, katalog, provizije in podporo — ne na domnevni regulativni vakuum. Kljub temu pred dolgoročno uporabo preverite trenutno registracijo v javnem registru CNMV ali ESMA.
Nebeusovo BitGo skrbništvo in zavarovanje v primerjavi z zgodovino Bit2Me
Nebeus skrbniško hrani Vault sredstva prek BitGo in jih zavaruje s Lloyd's of London polico do $250M na BTC/ETH, ko BitGo hrani vse private keys. Kritje se nanaša na Vault BTC/ETH; ni objavljeno, da enako pokriva aktivno posojilno zavarovanje. Leta 2018 je britansko sodišče izdalo freezing order proti Money-4 Limited (takrat Nebeus.com) in njenim ustanoviteljem v sporu, ki je vključeval 293,66 BTC in 400,4 ETH, ki jih je deponiral stranka (<em>Vorotyntseva v Money-4 Ltd</em> [2018] EWHC 2596 (Ch)).
Bit2Me deluje brez varnostnih incidentov od leta 2014, podprt s petimi zaporednimi neodvisnimi revizijami in certifikati ISO 27001, 27701 in 22301. Bit2Me Custody sredstva so zavarovana s polico $150M, ki pokriva vsa skrbniška sredstva, ne določen produkt ali par.
Nebeusova posojila, IBAN in renting v primerjavi s suite Bit2Me
Nebeusovi glavni produkti so kripto-kolateralizirana posojila (pet tipov, LTV do 95 % na StableLoan, 4–16,5 % APR plus 2 % origination fee), «crypto-friendly» IBAN in renting z oglaševanjem do 12–13 % na stablecoinih.
Bit2Me doda suite 30+ integriranih produktov — Pro, Earn, Card, Loan, Tax in Wallet — ter 400+ kriptovalut, v primerjavi z Nebeusovimi 30+. Če se vaše potrebe razvijejo od enkratne likvidnosti do trgovanja, davčnega poročanja in širšega kataloga, globina suitea naredi razliko.
Nebeusove uradne ure v primerjavi s telefonom Bit2Me 24/7
Nebeus predvsem nudi podporo po e-pošti in ticketu, z uradnimi urami ponedeljek–petek, 9:00–17:00 po britanskem času za enoto izdajanja kartic; uradna dokumentacija je v angleščini. Neodvisni pregledi opisujejo počasne odgovore izven ur.
Bit2Me dopolnjuje digitalne kanale z večjezično telefonsko podporo, na voljo 24/7, in ekipo, ki pozna SEPA, pravila CNMV in migracije z drugih platform — relevantno, če vaše posojilo ali zavarovanje zahteva nujno obravnavo.
Za koga je Nebeus in za koga Bit2Me?
Nebeus ustreza tistemu, ki ima kripto in potrebuje evre brez prodaje — posojilo, IBAN, ki sprejema kripto-povezane prenose, ali pasivni stablecoin donos. Bit2Me služi istemu uporabniku, ko želi tudi kupovati, trgovati na likvidnih parih, dvigniti v lastno denarnico brez zaklenjenega zavarovanja, vložiti davke ali dostopati do širokega kataloga pod enim reguliranim računom.
Koliko stane likvidnost: Nebeus posojilo vs. prodaja na Bit2Me
StableLoan €10.000 pri Nebeus (95 % LTV, 4 % APR) vključuje 2 % origination fee (€200) plus obračunane obresti in vaš kripto drži zaklenjen kot zavarovanje. Razumna pot je, če nameravate odplačati in ohraniti kripto izpostavljenost.
Prodaja enakega zneska na Bit2Me Pro stane do 0,10 % taker fee na likvidnih parih (€10), brez origination fee ali zaklenjenega zavarovanja, vendar izgubite kripto izpostavljenost in lahko nastane obdavčljiv dobiček. Katera pot je cenejša, je odvisno od roka, obresti in cen pričakovanj — pred odločitvijo naredite celoten izračun.
Which one to choose? It depends on your profile
Bit2Me — pros
- Preverljivo MiCA CNMV CASP pooblastilo od 31. okt 2025, v primerjavi z Nebeusovo napovedjo v čakanju na potrditev.
- 400+ kriptovalut in suite Pro/Earn/Card/Loan/Tax, v primerjavi z Nebeusovim katalogom posojil in rentinga.
- Dvig v lastno denarnico brez zaklenjenega zavarovanja in večjezična telefonska podpora 24/7.
Nebeus — things to consider
- Kripto-kolateralizirana posojila do 95 % LTV (StableLoan) in pet različnih tipov posojil.
- «Crypto-friendly» IBAN, ki sprejema evre, povezane s kripto dejavnostjo, brez blokad, ki jih uveljavljajo nekatere tradicionalne banke.
- MiCA-CNMV pooblastilo, ki ga je leta 2026 napovedala sama družba; čaka na neodvisno potrditev v javnem registru.
- Katalog ~30 kriptovalut; brez naprednega Pro trgovalnega produkta ali integriranih davčnih orodij.
When to choose Nebeus?
- Potrebujete evrsko likvidnost proti kriptu brez prodaje ali sprožitve takojšnjega obdavčljivega dobička in sprejemate zaklepanje zavarovanja za trajanje posojila.
- Potrebujete IBAN, ki posebej sprejema kripto-povezane prenose brez blokade tradicionalne banke.
If, on the other hand, you are looking for a Nebeus alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.
What you gain switching from Nebeus
Od MiCA napovedi do preverljivega pooblastila
Bit2Me je v javnem registru CNMV naveden kot pooblaščen CASP od 31. okt 2025 — status lahko preverite neposredno.
Od zaklenjenega zavarovanja do prostega dviga v denarnico
Brez posojila dvignete kripto v lastno denarnico, kadar želite, brez margin call ali likvidacije.
Od fiksnega 0,5 % do do 0 % / 0,10 % na likvidnih parih
Nebeusova borzna provizija je fiksna; Bit2Me Pro doseže do 0 % maker / 0,10 % taker na likvidnih parih kot BTC/EUR.
Preklopite z Nebeus na Bit2Me
Odprite račun v nekaj minutah: evri prek SEPA, polna regulacija CNMV in podpora v vašem jeziku, ko jo potrebujete.
15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.
Regulated by the CNMV · Support in your language · +1 million users
How to switch from Nebeus to Bit2Me
Ustvarite brezplačen Bit2Me račun in preverite identiteto (KYC) v nekaj minutah.
Če imate aktivno posojilo pri Nebeus, preverite rok in pogoje preklica pred premikom zavarovanja.
Kopirajte Bit2Me Wallet depozitni naslov za vsako kriptovaluto in dvignite iz Nebeus (pravilno omrežje, najprej majhen znesek) ali prenesite evre z bančnim nakazilom.
Vprašanja? Večjezična telefonska podpora, 24/7. Za preizkus Bit2Me vam ni treba zapreti Nebeus računa.
15€ free when you create your account and buy €100 or more in crypto
Regulated by the CNMV · Support in your language · +1 million users
What they say about Bit2Me and who backs us
4,2/5
“One of the most reliable exchanges in the world, based on an analysis of 40+ indicators: fiscal headquarters, transparency, asset protection and user experience.”
“The Good Exchange: the most easy, secure and complete crypto exchange.”
Frequently asked questions
Conclusion
Nebeus od leta 2014 rešuje specifičen primer uporabe: evrsko likvidnost proti kriptu brez prodaje in IBAN, ki ne blokira kripto-povezanih prenosov, s BitGo skrbništvom in Lloyd's zavarovanjem. Za ta primer deluje. Če potrebujete CNMV pooblaščeno CASP borzo s preverljivo regulativno zgodovino od oktobra 2025, katalogom 400+ kriptovalut, suite 30+ produktov in večjezično telefonsko podporo 24/7, je Bit2Me alternativa Nebeus z globino regulirane borze. Pred odločitvijo vedno preverite trenutni MiCA registracijski status vsakega ponudnika.
Data accuracy
This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on 1. julij 2026. If you spot an error or outdated figure, contact us and we will review it.
