Pridobite takojšnjo likvidnost z uporabo Bitcoin kot zavarovanja, z začetnim LTV do 50% in brez prodaje vašega BTC.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
Initial LTV
50%
Margin call from
75%
Liquidation
85%
Bitcoin je najbolj likvidno in prepoznavno kripto zavarovanje. Uporaba BTC kot zavarovanja vam omogoča dostop do likvidnosti, ne da bi se odpovedali poziciji hranilca vrednosti, ki jo predstavlja.
Mnogi vlagatelji imajo raje posojila, zavarovana z Bitcoinom, ker združuje visoko tržno kapitalizacijo s širokim sprejemanjem kot zavarovalno sredstvo.
Če še nimate Bitcoin (BTC), lahko Kupi Bitcoin (BTC) na Bit2Me.
Začetni LTV za Bitcoin je 50%. Če vrednost vašega zavarovanja pade in LTV preseže 75%, se lahko sproži poziv k dodatnemu zavarovanju. Od 85% naprej lahko pride do likvidacije zavarovanja.
Primer: za posojilo 5000 € pri LTV 50% bi po trenutni ceni Bitcoin (BTC) potrebovali približno 10000 € v BTC kot zavarovanje.
Illustrative example at 50% LTV and €5,000 loan: you would need roughly 0.12 BTC if price is around €85,000. Check the trenutni ceni Bitcoin (BTC) for the exact real-time calculation.
Simulirajte znesek, ki ga potrebujete, izberite BTC kot zavarovanje in izberite izposojljivo sredstvo, ki ga želite prejeti (USDC ali EURC).
Preglejte APR, zahtevano zavarovanje in oddajte zahtevo iz aplikacije Bit2Me. Posojilo lahko odplačate kadar koli, brez obveznega fiksnega roka.
After applying, monitor LTV in the app. If the market moves against you, add more BTC collateral or repay part of the loan to avoid a margin call.
Cover an emergency or property down payment without selling BTC during a cycle you consider undervalued.
Receive EURC or USDC to diversify without closing your Bitcoin position, keeping exposure to the sector store of value.
Fund a market opportunity (spot buy, rebalance) using BTC as collateral while waiting to recover fiat liquidity.
Related use cases: Kripto posojilo: likvidnost brez prodaje vašega portfelja, Kripto posojilo za vstop v vaš dom, Kripto posojilo za ponovno uravnoteženje vašega portfelja.
See also Bitcoin, Prikaži vsa zavarovanja and Space Center.
Bitcoin ponuja večjo globino trga in likvidnost kot številna druga sredstva, kar olajša izračun in ohranjanje stabilnega LTV v običajnih tržnih razmerah.
Bitcoin is less volatile than many altcoins but still faces drawdowns. In 20–30% corrections, LTV can approach margin call levels if you do not monitor the position.
BTC and ETH are the most used collaterals on Bit2Me Loan. Current initial LTV is 50% for Bitcoin and 50% for Ethereum — choose based on volatility and goals.
| Aspect | Bitcoin (BTC) | Ethereum (ETH) |
|---|---|---|
| Initial LTV | 50% | 50% |
| Market liquidity | Very high — industry benchmark | Very high — second by market cap |
| Typical volatility | Moderate; usually less than altcoins | Moderate-high; more sensitive to DeFi cycles |
| Typical use profile | Store of value and long-term HODL | Smart-contract network and DeFi exposure |
For maximum historical liquidity and collateral acceptance, Bitcoin is often the more conservative choice. Ethereum fits better if your portfolio is tied to the on-chain ecosystem.
Tukaj vidite pogoje za uporaboBitcoin (BTC) kot zavarovanje. Na domu Bit2Me Loan dobite celoten produkt: ugodnosti, funkcije, simulator in preglednost tveganja.
Space Center je naš stopenjski program: bolj ko uporabljate platformo, višja je vaša raven in večji je samodejni popust na obresti vašega posojila.
Popust po nivoju
Odvisno je od zahtevanega zneska in začetnega LTV (50%). Bit2Me Loan izračuna potrebno količino BTC glede na tržno ceno v realnem času.
Da. Ko odplačate posojilo in natečene obresti, znova pridobite popoln dostop do svojega BTC, položenega kot zavarovanje.
Če LTV preseže pragove tveganja, lahko prejmete poziv k dodatnemu zavarovanju. Če doseže likvidacijski prag 85%, se lahko izvede del ali celotno zavarovanje v BTC.
Likvidnost lahko prejmete v USDC ali EURC, odvisno od razpoložljivosti. Simulator prikazuje posodobljene pogoje za vsako izposojljivo sredstvo.
APR je odvisen od izposojljivega sredstva, načina plačila obresti in vaše ravni v Space Center. Uporabite simulator, da vidite stopnjo za svoj primer.
Zaradi svoje likvidnosti, kapitalizacije in globalnega sprejemanja kot rezervnega sredstva. To zmanjšuje trenje pri izračunu zavarovanja in upravljanju tveganja likvidacije.
It depends on initial LTV (50%) and euro price. At 50% LTV you need collateral worth ~€20,000 in BTC; the simulator converts that amount using the current quote.
Yes. Cancel anytime by paying outstanding principal plus accrued interest. There is no early repayment penalty; the simulator shows the estimated total based on term and interest mode.
Total combines requested principal, interest at your APR (mode and Space Center) and simulated term. Illustrative example: €5,000 over 12 months at 10% APR ≈ €5,500 reference; use the simulator for your case with BTC as collateral.
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