Objective comparison

Revolut alternative: Bit2Me, the regulated European choice

Revolut è un'app finanziaria con crypto; Bit2Me è un exchange crypto regolamentato MiCA con custodia reale e suite prodotti EUR completa.

Backed by

Telefonica
Investcorp
Bbva
Bankinter
Unicaja
Cecabank
Inveready
Emurgo
2026 analysis

Why look for a Revolut alternative?

Milioni usano Revolut per la banca; comprare crypto in-app è comodo. La comodità non significa specializzazione — prelievi, profondità di utilizzo e supporto delle reti mostrano il divario.

Confrontiamo custodia, costo reale per operazione e controllo quando spostate monete — con dati verificabili.

In this guide we compare, with public and verifiable data, how Bit2Me stacks up against Revolut on what really matters to a crypto investor: who custodies your coins, what you really pay per trade and how much control you have to move them whenever you want.

Τι οδηγεί τους ανθρώπους να αναζητήσουν μια εναλλακτική

Γιατί να αναζητήσετε εναλλακτική στο Revolut

Crypto è una scheda, non l'intero prodotto

Revolut è eccellente per la finanza quotidiana; la crypto condivide lo spazio con carte, cambio valuta e bonifici. Comodo per piccole esposizioni, più limitato per reti, staking e custodia.

I prelievi dipendono dall'idoneità

I prelievi crypto verso l'esterno dipendono da moneta, rete, paese e piano idonei, più una commissione di servizio. Verificate l'uscita prima di averne bisogno.

Le migliori tariffe sono in un'altra app

Revolut X è competitivo, ma separa l'esperienza exchange dall'app bancaria. Bit2Me unifica modalità semplice, commissioni Pro e custodia in un unico conto.

Public record

Reputation and documented facts about Revolut

Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.

  1. The UK FCA imposed marketing restrictions on high-risk crypto-assets for Revolut and other fintechs serving retail clients in the UK.

    Source: fca.org.uk

These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.

Verdict

Revolut detiene l'autorizzazione MiCA — parità regolamentare. La differenza è il focus: crypto come scheda bancaria rispetto a un exchange dedicato. Bit2Me è autorizzato dalla CNMV con custodia a freddo assicurata, prelievi di default su oltre 100 reti e supporto umano multilingue.

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Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms

Comparison

Revolut vs Bit2Me: comparison

The dimensions that matter most to a retail user in Europe.

Before products: trust

Who you really deal with: Bit2Me vs Revolut

An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.

Bit2Me
Real HQ
Spain (EU) — parent company, not a subsidiary
Supervised by
CNMV (Spain), under MiCA
Operating since
2014, with no security incidents
Who's behind it
Backed by Tether, Telefónica, Bankinter and other institutions
Revolut
Real HQ
UK (outside the EU); EU banking via its Lithuanian entity.
Supervised by
Bank of Lithuania / ECB for the EU; FCA and PRA in the UK.
Operating since
2015
Who's behind it
Private company; large venture-capital rounds.
Comparison of Bit2Me against Revolut
Regulation and licencesDecisiveBit2Me:Stesso quadro MiCA via CNMV per business solo crypto, non scheda app bancaria via CySEC.Revolut:Bank/e-money entity with MiCA authorisation for crypto via its EU entity.
Real HQ & jurisdictionDecisiveBit2Me:Bit2Me advantageA Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries.Revolut:UK-headquartered group (outside the EU); in Europe you operate with its Lithuanian entity. Crypto is a feature inside the app, not a dedicated exchange.
Products and servicesDecisiveBit2Me:Oltre 30 prodotti crypto vs scheda crypto Revolut dentro banking.Revolut:Crypto integrated within a broader finance app (accounts, cards, FX).
Withdraw to your own walletDecisiveBit2Me:Bit2Me advantagePrelievo su oltre 100 reti senza gate piano/paese Revolut.Revolut:Withdrawing crypto to external wallets has historically been limited; verify current availability.
Customer supportDecisiveBit2Me:Bit2Me advantageSpecialisti crypto con supporto multilingue umano vs chat bancaria generalista.Revolut:In-app support; limited phone assistance.
Number of cryptocurrenciesBit2Me:Catalogo exchange oltre 400 monete vs selezione in-app.Revolut:A selection of cryptocurrencies within the app.
Fund insuranceDecisiveBit2Me:Bit2Me advantageAssets in Bit2Me Custody are insured under a $150M policy.Revolut:Custody inside banking app; no comparable external crypto policy published.
Buy in euros (SEPA/card)DecisiveBit2Me:EUR purchases via SEPA and card, built for European users.Revolut:Buy crypto from bank balance in-app; fee depends on plan.
FeesDecisiveBit2Me:Competitive fees: up to 0% maker / 0.10% taker on liquid Pro pairs; 0.1%–0.95% standard depending on the pair.Revolut:From ~1.49% on standard plan; Revolut X from 0% / 0.09% taker.

How we made this comparison

We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of 2 Ιουλίου 2026. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.

Sources consulted (2 Ιουλίου 2026)
  1. Regulation and licences: [1]
  2. Products and services: [1]
  3. Withdraw to your own wallet: [1]
  4. Customer support: [1]
  5. Number of cryptocurrencies: [1]
  6. Fund insurance: [1][2]
  7. Buy in euros (SEPA/card): [1]
  8. Fees: [1][2]
  9. Real HQ & jurisdiction: [1]
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Regulated by the CNMV · Support in your language · +1 million users

Γιατί Bit2Me

Γιατί το Bit2Me σάς επιτρέπει να κοιμάστε ήσυχοι

If Revolut treats crypto as one more feature, compare it with what you need to sleep calmly: custody, withdrawals, tax tools, and specialised support.

Κρύπτο που δεν σας λερώνει

Το Bit2Me συμμορφώνεται με τα KYC/AML και είναι εγγεγραμμένο στην Τράπεζα της Ισπανίας: σε μια εποπτευόμενη πλατφόρμα, οι συναλλαγές σας δεν αναμειγνύονται με κεφάλαια παράνομης προέλευσης.

Έδρα στην Ισπανία, όχι σε φορολογικό παράδεισο

Η Bitcoinforme S.L. λειτουργεί υπό το ευρωπαϊκό δίκαιο, με άμεσο εποπτικό φορέα την CNMV.

Δωρεάν, αυτόματη φορολογική αναφορά

Κατεβάστε την από την εφαρμογή ή τον ιστότοπο για κάθε φορολογικό έτος στο οποίο έχετε συναλλαγές, χωρίς επιπλέον κόστος. Δημιουργείται αυτόματα από τη δραστηριότητά σας.

Κανένα περιστατικό ασφαλείας από το 2014

Πέντε διαδοχικοί ανεξάρτητοι έλεγχοι πιστοποιούν τη λειτουργική μας αξιοπιστία.

Ανθρώπινη υποστήριξη στη γλώσσα σας

Υποστήριξη 24/7 στη γλώσσα σας, με τηλεφωνική γραμμή (+34 910 91 37 88) και ανθρώπους — όχι bots — που απαντούν από την Ισπανία.

Μια πλατφόρμα που δεν πέφτει

Υψηλή διαθεσιμότητα σε πολλές περιοχές, 24/7, 365 ημέρες τον χρόνο, με μέσο χρόνο απόκρισης ~100 ms.

Τα κεφάλαιά σας, όποτε αποφασίσετε

Κάντε ανάληψη στο δικό σας πορτοφόλι ανά πάσα στιγμή. Χωρίς δέσμευση, χωρίς ποινή.

Ασφάλιση 150 εκατ. $ στη θεματοφυλακή

Τα περιουσιακά στοιχεία στο Bit2Me Custody είναι ασφαλισμένα για 150 εκατ. $ (USD), με διαχωρισμένη ψυχρή αποθήκευση και multisig + HSM FIPS 140-2.

MiCA in un'app bancaria

Revolut detiene l'autorizzazione MiCA tramite CySEC — la crypto è una scheda tra carte e cambio valuta, supervisionata da Cipro.

L'autorizzazione CNMV di Bit2Me copre un'attività solo crypto dal 2014 — un'azienda, un regolamento, specialista europeo.

Entrambi soddisfano lo standard UE — scegliete comodità bancaria o profondità crypto.

Far uscire crypto da Revolut

I prelievi verso l'esterno dipendono da moneta, rete, piano e paese — più commissione di servizio oltre alla commissione di rete. Verificate prima di averne bisogno.

Bit2Me: prelievo di default su oltre 100 reti, prevalentemente cold storage, polizza custodia da 150 milioni di dollari. L'auto-custodia è l'uscita naturale.

Buy-and-hold in-app può bastare; voler le chiavi espone idoneità rispetto al diritto.

Scala dei piani Revolut vs commissioni Pro fisse

Piano standard ~1,49 % per operazione; Revolut X offre 0 % / 0,09 % in un'app separata. L'abbonamento lega la vostra tariffa.

Bit2Me Pro: fino a 0 % / 0,10 % su coppie liquide, 0,1–0,95 % modalità semplice, depositi EUR gratuiti — nessun piano mensile richiesto.

Metal + Revolut X possono eguagliare le commissioni — il pricing fisso vince se rifiutate l'accoppiamento con l'abbonamento.

What do you really pay?

Move the amount and compare Bit2Me Pro with Revolut's published retail fee.

1.000 €

On Bit2Me Pro (liquid pairs, 0.10% taker)

1,00 €

Down to 0% when trading as maker.

On Revolut standard plan (~1.49%)

14,90 €

Spread may apply; Revolut X and higher plans reduce the rate.

Εξοικονόμηση προμηθειών

13,90 €

93 % λιγότερα σε αυτή τη συναλλαγή

Indicative trading fees only — excludes spread, gas and deposit/withdrawal charges. Always cross-check Revolut's official pricing.

Una chat per carte e blockchain

La chat in-app di Revolut gestisce carte e crypto in un'unica coda — generalista, non specialisti di rete.

Bit2Me: supporto umano multilingue, incluso telefono, da un team europeo specializzato solo in crypto.

Incidenti bancari: Revolut eccelle. Spostare risparmi tra chain: vincono gli specialisti.

La scheda crypto di Revolut basta?

Poche centinaia di euro accanto allo stipendio: Revolut vince — non serve un altro conto.

Investimento mensile: ~1,49 % su piano standard vs Bit2Me Pro 0 % / 0,10 % senza abbonamento.

Proprietà reale: per i prelievi Revolut serve idoneità. Bit2Me norma su oltre 100 reti.

Costo di uscire da Revolut

L'uscita on-chain richiede piano/paese idoneo più commissione di servizio. Il percorso SEPA dopo la vendita può attivare imposte — chiedete consulenza.

Su Bit2Me: ricomprate, custodite, prelevate senza chiedere cosa permette il vostro piano bancario.

The decision

Which one to choose? It depends on your profile

Bit2Me — pros

  • Prelievo di default su oltre 100 reti senza gate piano Revolut.
  • Fino a 0 % / 0,10 % senza abbonamento Premium/Metal.
  • Pro, Earn, Card, Wallet in un unico conto — non diviso tra due app Revolut.
  • Supporto crypto multilingue umano vs chat in-app generalista.
  • Custodia a freddo assicurata dal 2014 come specialista — non una funzionalità bancaria.

Revolut — things to consider

  • App finanziaria tutto-in-uno comoda per piccoli importi.
  • Crypto non specializzata; funzionalità exchange limitate e prelievi wallet condizionati.

When to choose Revolut?

  • Volete un'app per banca quotidiana, carte e piccola crypto senza specializzarvi.
  • Volete banca, carta e crypto in un'app e non avete bisogno di prelievi in auto-custodia.
  • Volete banca, carta e crypto in un’unica app e non vi serve il prelievo in self-custody.

If, on the other hand, you are looking for a Revolut alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.

When you switch

What you gain switching from Revolut

Oltre la scheda banca

Exchange cripto nativo CNMV — non cripto come tab in app bancaria.

Prelievo on-chain libero

100+ reti di prelievo di default — non vincolato a elegibilità Revolut.

Senza Revolut X separato

Pro, custodia e SEPA in un unico conto — non exchange satellite.

Custodia assicurata dedicata

Polizza da 150 M$ e cold storage — oltre wallet pagamenti.

Una voce, non chat neobanca

Supporto multilingue per blockchain e MiCA.

Commissioni Pro trasparenti

Fino allo 0%/0,10% pubblicato — non spread integrato in app banca.

Αλλάξτε από Revolut στη Bit2Me

Ανοίξτε τον λογαριασμό σας σε λίγα λεπτά: ευρώ μέσω SEPA, πλήρης εποπτεία CNMV και υποστήριξη στη γλώσσα σας όταν τη χρειάζεστε.

15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.

Άνοιγμα δωρεάν λογαριασμού τώρα

Regulated by the CNMV · Support in your language · +1 million users

Practical guide

How to switch from Revolut to Bit2Me

01

Create un account Bit2Me gratuito e completate il KYC.

02

Copiate gli indirizzi di deposito Bit2Me Wallet corrispondenti alle reti.

03

Verificate se Revolut permette prelievo esterno per il vostro piano/paese; inviate un piccolo test o vendete e trasferite via SEPA (consulenza fiscale se vendete).

04

Domande? Supporto multilingue umano.

Start your move for free and earn 15€

15€ free when you create your account and buy €100 or more in crypto

Regulated by the CNMV · Support in your language · +1 million users

Κοινωνική απόδειξη

Τι λένε όσοι έχουν ήδη αλλάξει

La cripto era la pestaña de al lado de la tarjeta

Empecé comprando bitcoin desde Revolut porque la tarjeta ya la usaba a diario. La duda llegó cuando quise profundizar: redes, staking y comisiones reales no eran el centro de la app. El detonante fue darme cuenta de que la cripto era un extra, no el producto. En Bit2Me todo gira en torno a eso. Ahora no compito con el cambio de divisa por atención.

Laura C. V. Cliente desde 2025

Las comisiones cambiaban según si pagaba Metal o no

No había mirado el desglose hasta que comparé la misma compra con y sin plan Metal. El detonante fue ver que el estándar rondaba el 1,49 % y que la tarifa mejor exigía suscripción. Moví mi operativa a Bit2Me Pro sin pagar un plan bancario que no usaba. Las comisiones son previsibles y no dependen de mi nómina en otra app.

David F. S. Cliente desde 2024

Quería mandar mis monedas a mi wallet y el botón no aparecía

Asumí que retirar a mi wallet era estándar hasta que busqué la opción de enviar. El detonante fue descubrir que dependía de mi plan, mi país y la moneda — con comisión de servicio aparte de la red. En Bit2Me retiré a mi propia wallet sin cumplir requisitos de suscripción. Cuando quiero autocustodia, la puerta está abierta.

Ana M. T. Cliente desde 2025

Your questions, answered

Frequently asked questions

Dipende da piano, paese e moneta — commissione di servizio più commissione di rete. Bit2Me permette prelievo di default su oltre 100 reti.

Conclusion

Revolut vince come banca tutto-in-uno con piccola esposizione crypto — caso d'uso reale. Per prelievi wallet di default, commissioni exchange senza abbonamenti e supporto specializzato, Bit2Me è l'alternativa specialistica a Revolut sotto MiCA.

Data accuracy

This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on 2 Ιουλίου 2026. If you spot an error or outdated figure, contact us and we will review it.

Η εναλλακτική σας στο Revolut, έτοιμη σήμερα

Εγγραφείτε τώρα και λάβετε 15€ δώρο στην πρώτη σας αγορά. Πάνω από 1 εκατομμύριο χρήστες ήδη συναλλάσσονται σε ανταλλακτήριο ρυθμιζόμενο από την CNMV.

Promotion subject to terms

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