Why look for a eToro alternative?
eToro je popularizirao copy trading uz dionice i ETF-ove. Ulaganje u kripto preko multi-asset brokera pokazuje granice kad želite prave kriptovalute koje možete premjestiti.
Uspoređujemo vlasništvo, ukupni trošak po trgovini i podršku kad postane komplicirano — provjerljivi podaci.
Zašto tražiti alternativu za eToro
Kripto unutar multi-asset brokera
Izlaz u novčanik košta 2% i razinu kluba
~1% je u spreadu
Public record
Reputation and documented facts about eToro
Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.
The FCA temporarily restricted eToro UK from opening new crypto positions for retail clients, citing the asset’s extreme risk in its public communication.
Source: fca.org.uk
These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.
Verdict
eToro ima MiCA autorizaciju — regulatorni paritet. Kripto tamo košta ~1% kroz spread s uvjetnim izlazom u novčanik (2% u eToro Money, razine kluba u EU). Bit2Me je namjenska burza: osigurano skrbništvo, transparentne Pro naknade, isplata kad god želite plaćajući samo mrežne naknade, višejezična ljudska podrška.
Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms
eToro vs Bit2Me: comparison
The dimensions that matter most to a retail user in Europe.
Before products: trust
Who you really deal with: Bit2Me vs eToro
An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.
Bit2Me- Real HQ
- Spain (EU) — parent company, not a subsidiary
- Supervised by
- CNMV (Spain), under MiCA
- Operating since
- 2014, with no security incidents
- Who's behind it
- Backed by Tether, Telefónica, Bankinter and other institutions
eToro- Real HQ
- Israel (parent); in the EU, a Cypriot entity regulated by CySEC.
- Supervised by
- CySEC (Cyprus) for the EU; FCA (UK) and other regional supervisors.
- Operating since
- 2007
- Who's behind it
- NASDAQ-listed (ETOR) since 2025.
| Feature | Bit2Me | eToro |
|---|---|---|
| Regulation and licencesDecisive | Bit2Me:MiCA putem CNMV-a, čisto kripto poslovanje nasuprot CySEC multi-asset brokeru. | eToro:Regulated as a broker (CySEC, FCA) and MiCA-authorised for crypto via its EU entity. |
| Real HQ & jurisdictionDecisive | Bit2Me:Bit2Me advantageA Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries. | eToro:Israeli parent; in Europe you contract with its Cypriot entity (CySEC). A multi-asset platform (stocks, CFDs), not a dedicated crypto exchange. |
| Products and servicesDecisive | Bit2Me:Preko 30 čistih kripto proizvoda nasuprot dionice/ETF/CFD/copy podjeli. | eToro:Multi-asset with copy trading; crypto as one more asset class. |
| Customer supportDecisive | Bit2Me:Bit2Me advantageKripto specijalisti s višejezičnom ljudskom podrškom nasuprot multi-asset ulaznicama. | eToro:Ticket/help-centre support; limited phone assistance. |
| FeesDecisive | Bit2Me:Bit2Me advantageDo 0%/0,10% Pro bez ~1% spreada pri ulasku i izlasku. | eToro:Fees and spread by asset; total cost should be reviewed. |
| Fund insuranceDecisive | Bit2Me:Bit2Me advantageAssets in Bit2Me Custody are insured under a $150M policy. | eToro:Multi-asset broker; crypto custody without comparable external policy published. |
| Buy in euros (SEPA/card)Decisive | Bit2Me:Besplatne EUR/SEPA uplate pod MiCA-om — namjenska kripto rampa. | eToro:EUR deposits via bank transfer and platform methods. |
| Withdraw to your own walletDecisive | Bit2Me:Bit2Me advantageOn-chain isplata po defaultu — bez Platinum+ kluba ili eToro Money naknade. | eToro:On-chain withdrawal conditional (eToro Money 2%, club tiers in EU). |
| Number of cryptocurrencies | Bit2Me:Bit2Me advantageOver 400 cryptocurrencies available. | eToro:Crypto catalogue more limited than a dedicated exchange. |
Bit2MeHow we made this comparison
We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of 2. srpnja 2026.. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.
Sources consulted (2. srpnja 2026.)
Regulated by the CNMV · Support in your language · +1 million users
Zašto uz Bit2Me možete mirno spavati
When both platforms can be regulated in Europe, the decision moves to practical trust: where you contract, who answers you, how you move euros, and how easy it is to resolve a problem.
Kripto koji vas ne prlja
Bit2Me poštuje KYC/AML i registriran je pri Banci Španjolske: na nadziranoj platformi vaše se transakcije ne miješaju sa sredstvima nezakonitog podrijetla.
Sjedište u Španjolskoj, a ne u poreznoj oazi
Bitcoinforme S.L. posluje prema europskom pravu, uz CNMV kao izravnog nadzornika.
Besplatno i automatsko porezno izvješće
Preuzmite ga iz aplikacije ili s weba za svaku poreznu godinu u kojoj ste trgovali, bez dodatnih troškova. Samo se generira na temelju vaše aktivnosti.
Nijedan sigurnosni incident od 2014.
Pet uzastopnih neovisnih revizija potvrđuje našu operativnu pouzdanost.
Ljudska podrška na vašem jeziku
Podrška 24/7 na vašem jeziku, s telefonskom linijom (+34 910 91 37 88) i ljudima — ne botovima — koji odgovaraju iz Španjolske.
Platforma bez padova
Visoka dostupnost u više regija, 24/7, 365 dana u godini, uz prosječan odziv od ~100 ms.
Vaša sredstva, kad vi odlučite
Podignite ih u vlastiti novčanik u bilo kojem trenutku. Bez zaključavanja, bez penala.
Osiguranje pohrane od 150M$
Sredstva u Bit2Me Custody osigurana su na 150M$ (USD), uz odvojenu hladnu pohranu i multisig + HSM FIPS 140-2.
Multi-asset broker s MiCA licencom
eToro od 2007. — CySEC, FCA, MiCA autorizacija. Jedan ekran, tri režima: vrijednosnice, CFD-ovi, kripto pod MiCA-om.
Bit2Me: CNMV autorizacija samo za kripto od 2014. — sve što kupite je pravo, isplativo kripto.
Oba su regulirana — razlika je u sitnom ispisu koji morate pročitati.
Što eToro može napustiti, a što ostaje
Pravo kripto mora ići u eToro Money s naknadom 2%, djelomičnim katalogom i jednostavnom vožnjom. EU on-chain rezerviran za Platinum+ razine. CopyTrader i CFD-ovi nikad ne putuju.
Isti bitcoin na Bit2Me-u: pravi coin, hladno skladištenje, polica 150 milijuna USD, isplata od prvog dana u preko 100 mreža — samo mrežna naknada.
Investicija samo na platformi odgovara eToru; planirajte izlaz — 2% i klub odlučuju.
1% nikad ne vidite na računu
~1% ugrađen u spread pri kupnji i prodaji — ~20 € round trip na 1.000 €. eToro Money dodaje 2%. Objavljeno, ali unutar cijene.
Bit2Me Pro prikazuje naknade kao zasebne stavke — do 0%/0,10%; cijeli ciklus ~2 € na 1.000 €.
Copy trading nema Bit2Me ekvivalent — u čistim kripto troškovima order book pobjeđuje za red veličine.
What do you really pay?
Move the amount and compare Bit2Me Pro with eToro's published retail fee.
On Bit2Me Pro (liquid pairs, 0.10% taker)
1,00 €
Down to 0% when trading as maker.
On eToro retail crypto (~1% via spread)
10,00 €
Cost built into buy and sell prices; not shown itemised.
Ušteda na proviziji
9,00 €
90 % manje na ovoj transakciji
Indicative trading fees only — excludes spread, gas and deposit/withdrawal charges. Always cross-check eToro's official pricing.
Ulaznice u globalnom broker redu
Transfer zapeo u petak poslijepodne → ulaznica pored dividendi i CFD margina u redu. Ozbiljno, asinkrono, generalistički.
Bit2Me: višejezična ljudska podrška u stvarnom vremenu — mreže, isplate, samo staking.
Pitanja o porezu na kapital: eToro centar pomoći. Coinovi u pokretu: želite osobu na telefonu.
Copy trader, DCA ili hodler
Copy trader: eToro posjeduje tu ligu — Bit2Me se tamo ne natječe.
500 € mjesečno: ~5 € ulazni spread na eToru nasuprot 0,50 € na Bit2Me Pro 0,10% taker.
Hodler želi ključeve: eToro treba 2% + klub; Bit2Me plaća samo mrežu.
Tri cestarine izlaska iz eTora
2% u eToro Money, jednostavna vožnja; EU klub vrata; CopyTrader/CFD-ovi nikad ne odlaze.
Realističan izlaz: prodaja, euri na banku, ponovna kupnja — porezna provjera. S Bit2Me-a opet samo mrežne naknade.
Te naknade se plaćaju jednom: na Bit2Me-u premještanje coina u novčanik košta samo mrežnu naknadu — bez postotaka ili razina.
Which one to choose? It depends on your profile
Bit2Me — pros
- Izlaz košta samo mrežnu naknadu — bez 2% eToro Money cestarine.
- Samostalno skrbništvo bez Platinum+ razine kluba.
- Uvijek pravo prenosivo kripto — bez CFD zamke.
- Do 0%/0,10% nasuprot ~1% spreadu u svakom smjeru.
- Višejezična ljudska kripto podrška nasuprot ulaznicama.
eToro — things to consider
- Snažan copy trading i društvena zajednica; multi-asset.
- Fokus na multi-asset brokera; manje specijalizirano kripto skrbništvo.
When to choose eToro?
- Želite copy trading i multi-asset portfelj (dionice, ETF-ovi) uz malo kripta.
- Želite copy trading ili multi-asset portfelj s dionicama i ETF-ovima na jednom računu.
- Želite copy trading ili multi-asset portfelj s dionicama i ETF-ovima na jednom računu.
If, on the other hand, you are looking for a eToro alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.
What you gain switching from eToro
Od ~20 € na ~2 € po ciklusu
Bez 2% naknade za novčanik
Bez razine kluba za vlasništvo
Bez zarobljenih CFD pozicija
Bez jednosmjernog puta u eToro Money
Bez čekanja u redu pri selidbi
Prijeđite s eToro na Bit2Me
Otvorite račun u nekoliko minuta: euri putem SEPA-e, puna CNMV regulacija i podrška na vašem jeziku kad vam treba.
15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.
Regulated by the CNMV · Support in your language · +1 million users
How to switch from eToro to Bit2Me
Otvorite Bit2Me račun i KYC.
Kopirajte Bit2Me Wallet adrese po mreži.
Ako prenosivo pravo kripto i razina kluba dopuštaju, prebacite preko eToro Money (2% naknada) pa pošaljite mali test; inače prodajte, podignite eure, kupite ponovno — prvo porezni savjet.
Pitanja? Višejezična ljudska podrška.
15€ free when you create your account and buy €100 or more in crypto
Regulated by the CNMV · Support in your language · +1 million users
Što kažu oni koji su već prešli
Copié a un Popular Investor creyendo tener bitcoin
Yo también dudé de eToro cuando un viernes por la tarde descubrí que mi posición en CopyTrader no era cripto transferible. El detonante fue intentar mover «mi bitcoin» y ver que no salía de la plataforma. Abrí Bit2Me en paralelo y compré satoshis reales. Ahora lo que compro puedo retirarlo; no solo sigo el precio en pantalla.
Roberto H. N. Cliente desde 2025
En pantalla veía el precio, pero no eran monedas mías
Entendí tarde la metáfora del ISIN en depot: seguía el precio del bitcoin, pero no tenía satoshis que pudiera mover. El detonante fue leer la letra pequeña sobre CopyTrader y carteras inteligentes. En Bit2Me cada compra es un criptoactivo retirable bajo un solo régimen. La claridad sobre qué poseo valió más que la pantalla multiactivo.
Clara D. B. Cliente desde 2024
Retirar on-chain pedía Platinum+ y un 2 % de comisión
Quería mis llaves y leí que pasar cripto a eToro Money costaba un 2 % y, en la UE, exigía niveles altos del club. Ese fue el detonante: peaje y suscripción antes de salir on-chain. Probé Bit2Me con un envío pequeño y luego moví el resto. Hoy retiro a mi wallet sin peajes de plataforma ni niveles que alcanzar.
Iván P. L. Cliente desde 2025
Više o eToro
Frequently asked questions
Conclusion
eToro pobjeđuje u copy tradingu i multi-asset portfeljima — stvaran slučaj. Za pravo kripto uz burzovne naknade, osigurano skrbništvo, staking i izlaz u novčanik bez 2% naknade Bit2Me je specijalizirana eToro alternativa pod MiCA-om.
Data accuracy
This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on 2. srpnja 2026.. If you spot an error or outdated figure, contact us and we will review it.
