Dobijte trenutnu likvidnost koristeći Bitcoin kao kolateral, s početnim LTV-om do 50% i bez prodaje vašeg BTC.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
Initial LTV
50%
Margin call from
75%
Liquidation
85%
Bitcoin je najlikvidniji i najprepoznatljiviji kripto kolateral. Korištenje BTC-a kao kolaterala omogućuje pristup likvidnosti bez odricanja od pozicije sredstva pohrane vrijednosti koje predstavlja.
Mnogi ulagači preferiraju zajmove osigurane Bitcoinom jer kombinira visoku tržišnu kapitalizaciju sa širokim prihvaćanjem kao kolateral.
Ako još nemate Bitcoin (BTC), možete Kupi Bitcoin (BTC) na Bit2Me.
Početni LTV za Bitcoin iznosi 50%. Ako vrijednost vašeg kolaterala padne i LTV prijeđe 75%, može se aktivirati margin call. Od 85% nadalje može doći do likvidacije kolaterala.
Primjer: za zajam od 5000 € uz LTV od 50% trebalo bi vam približno 10000 € u BTC kao kolateral po trenutačnoj cijeni Bitcoin (BTC).
Illustrative example at 50% LTV and €5,000 loan: you would need roughly 0.12 BTC if price is around €85,000. Check the trenutačnoj cijeni Bitcoin (BTC) for the exact real-time calculation.
Simulirajte iznos koji trebate, odaberite BTC kao kolateral i izaberite sredstvo za posudbu koje želite primiti (USDC ili EURC).
Pregledajte APR, potreban kolateral i podnesite zahtjev iz aplikacije Bit2Me. Zajam možete otplatiti kad god želite, bez obveznog fiksnog roka.
After applying, monitor LTV in the app. If the market moves against you, add more BTC collateral or repay part of the loan to avoid a margin call.
Cover an emergency or property down payment without selling BTC during a cycle you consider undervalued.
Receive EURC or USDC to diversify without closing your Bitcoin position, keeping exposure to the sector store of value.
Fund a market opportunity (spot buy, rebalance) using BTC as collateral while waiting to recover fiat liquidity.
Related use cases: Kripto zajam: likvidnost bez prodaje vašeg portfelja, Kripto zajam za ulazak u vaš dom, Kripto zajam za rebalans vašeg portfelja.
See also Bitcoin, Prikaži sve kolaterale and Space Center.
Bitcoin nudi veću dubinu tržišta i likvidnost od mnogih drugih sredstava, što olakšava izračun i održavanje stabilnog LTV-a u normalnim tržišnim uvjetima.
Bitcoin is less volatile than many altcoins but still faces drawdowns. In 20–30% corrections, LTV can approach margin call levels if you do not monitor the position.
BTC and ETH are the most used collaterals on Bit2Me Loan. Current initial LTV is 50% for Bitcoin and 50% for Ethereum — choose based on volatility and goals.
| Aspect | Bitcoin (BTC) | Ethereum (ETH) |
|---|---|---|
| Initial LTV | 50% | 50% |
| Market liquidity | Very high — industry benchmark | Very high — second by market cap |
| Typical volatility | Moderate; usually less than altcoins | Moderate-high; more sensitive to DeFi cycles |
| Typical use profile | Store of value and long-term HODL | Smart-contract network and DeFi exposure |
For maximum historical liquidity and collateral acceptance, Bitcoin is often the more conservative choice. Ethereum fits better if your portfolio is tied to the on-chain ecosystem.
Ovdje vidite uvjete korištenjaBitcoin (BTC) kao kolateral. Na početnoj stranici Bit2Me Loan dobivate puni proizvod: pogodnosti, značajke, simulator i transparentnost rizika.
Space Center je naš program razine: što više koristite platformu, to je vaša razina viša i veći je automatski popust na kamate na kredit.
Popust po razini
Ovisi o traženom iznosu i početnom LTV-u (50%). Bit2Me Loan izračunava potrebnu količinu BTC prema tržišnoj cijeni u stvarnom vremenu.
Da. Nakon otplate zajma i obračunatih kamata ponovno dobivate potpuni pristup svom BTC položenom kao kolateral.
Ako LTV prijeđe pragove rizika, možete primiti margin call. Ako dosegne 85% za likvidaciju, dio ili cijeli kolateral u BTC može se izvršiti.
Likvidnost možete primiti u USDC ili EURC, ovisno o dostupnosti. Simulator prikazuje ažurirane uvjete za svako sredstvo za posudbu.
APR ovisi o sredstvu za posudbu, načinu plaćanja kamata i vašoj razini u Space Centeru. Upotrijebite simulator kako biste vidjeli stopu za svoj slučaj.
Zbog svoje likvidnosti, kapitalizacije i globalnog prihvaćanja kao rezervnog sredstva. To smanjuje trenje pri izračunu kolaterala i upravljanju rizikom likvidacije.
It depends on initial LTV (50%) and euro price. At 50% LTV you need collateral worth ~€20,000 in BTC; the simulator converts that amount using the current quote.
Yes. Cancel anytime by paying outstanding principal plus accrued interest. There is no early repayment penalty; the simulator shows the estimated total based on term and interest mode.
Total combines requested principal, interest at your APR (mode and Space Center) and simulated term. Illustrative example: €5,000 over 12 months at 10% APR ≈ €5,500 reference; use the simulator for your case with BTC as collateral.
Registrirajte se na najlakšu, najsigurniju i najkompletniju platformu na svijetu
Započni sada
Priopćenja za javnost
Službene objave o proizvodu, regulaciji i Bit2Me ekosustavu.
Pogledaj sva priopćenja za javnost
Madrid, January 29, 2026. – Bit2Me receives the ISO 27701 standard from EQA, an independent reference entity in certification, coinciding with Data Protection Day. This international distinction endor
Pročitaj članak
Through this agreement, both entities will explore technological synergies and knowledge-sharing opportunities. The bank reinforces its commitment to technological innovation through its venture capit
Pročitaj članak
[This communication includes important legal disclaimers about crypto assets at the end of the document] Technology consultancy Dekalabs, part of the Bit2Me ecosystem, has launched a new website and e
Pročitaj članak
Internxt will allow its customers to pay with Bitcoin and other digital assets, aligning with the growing demand for privacy and digital sovereignty. Digital asset payments will be stored with Bit2Me
Pročitaj članak
Tether Ventures, the independent investment arm of Tether, the largest company in the digital asset industry and issuer of the world’s most capitalized stablecoin —USDT—has acquired a minority stake
Pročitaj članak
Bit2Me has launched Bit2Me Travel, a new service within the Bit2Me Life ecosystem that allows users to book luxury hotels with exclusive discounts compared to traditional booking platforms. Users can
Pročitaj članak
Wyden, the leading provider of institutional digital asset trading infrastructure, today announced a new integration with Bit2Me, a prominent European digital asset trading venue with triple complianc
Pročitaj članak
Bit2Me will be the official sponsor of the Madrid Economic Forum 2025, which will take place on June 7 and 8 at the Palacio de Vistalegre (Madrid), with more than 10,000 attendees expected. After two
Pročitaj članak
The new solution offers banks real-time access to cryptocurrency market data, fund custody, and a trading platform with over 100 digital assets. The growing institutional interest in digital assets is
Pročitaj članak
Universidad Europea, in collaboration with Bit2Me and Dekalabs, a company within the Bit2Me group, has received public funding of over 2 million euros to develop an artificial intelligence system agai
Pročitaj članakIstraži cijeli arhiv na Bit2Me blogu
