Why look for a eToro alternative?
eToro je populariziral copy trading ob delnicah in ETF-jih. Vlaganje v kripto prek multi-asset posrednika pokaže omejitve, ko želite resnične kovance, ki jih lahko premaknete.
Primerjamo lastništvo, skupni strošek transakcije in podporo, ko postane težko — s preverljivimi podatki.
Zakaj iskati alternativo za eToro
Kripto znotraj multi-asset posrednika
Izhod v denarnico stane 2 % in raven kluba
~1 % je v spreadu
Public record
Reputation and documented facts about eToro
Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.
The FCA temporarily restricted eToro UK from opening new crypto positions for retail clients, citing the asset’s extreme risk in its public communication.
Source: fca.org.uk
These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.
Verdict
eToro ima pooblastilo MiCA — regulativni remi. Kripto tam stane ~1 % prek spreada s pogojnim izhodom v denarnico (2 % v eToro Money, ravni kluba v EU). Bit2Me je namenska borza: zavarovano skrbništvo, pregledne provizije Pro, dvig, ko želite, plačate le omrežne provizije, večjezična telefonska podpora.
Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms
eToro vs Bit2Me: comparison
The dimensions that matter most to a retail user in Europe.
Before products: trust
Who you really deal with: Bit2Me vs eToro
An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.
Bit2Me- Real HQ
- Spain (EU) — parent company, not a subsidiary
- Supervised by
- CNMV (Spain), under MiCA
- Operating since
- 2014, with no security incidents
- Who's behind it
- Backed by Tether, Telefónica, Bankinter and other institutions
eToro- Real HQ
- Israel (parent); in the EU, a Cypriot entity regulated by CySEC.
- Supervised by
- CySEC (Cyprus) for the EU; FCA (UK) and other regional supervisors.
- Operating since
- 2007
- Who's behind it
- NASDAQ-listed (ETOR) since 2025.
| Feature | Bit2Me | eToro |
|---|---|---|
| Regulation and licencesDecisive | Bit2Me:MiCA prek CNMV, posel izključno kripto v primerjavi z multi-asset posrednikom CySEC. | eToro:Regulated as a broker (CySEC, FCA) and MiCA-authorised for crypto via its EU entity. |
| Real HQ & jurisdictionDecisive | Bit2Me:Bit2Me advantageA Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries. | eToro:Israeli parent; in Europe you contract with its Cypriot entity (CySEC). A multi-asset platform (stocks, CFDs), not a dedicated crypto exchange. |
| Products and servicesDecisive | Bit2Me:30+ produktov izključno kripto v primerjavi z delnicami/ETF/CFD/copy. | eToro:Multi-asset with copy trading; crypto as one more asset class. |
| Customer supportDecisive | Bit2Me:Bit2Me advantageKripto specialisti z večjezično telefonsko podporo v primerjavi z multi-asset vstopnicami. | eToro:Ticket/help-centre support; limited phone assistance. |
| FeesDecisive | Bit2Me:Bit2Me advantageDo 0 %/0,10 % Pro brez ~1 % spreada ob vstopu in izhodu. | eToro:Fees and spread by asset; total cost should be reviewed. |
| Fund insuranceDecisive | Bit2Me:Bit2Me advantageAssets in Bit2Me Custody are insured under a $150M policy. | eToro:Multi-asset broker; crypto custody without comparable external policy published. |
| Buy in euros (SEPA/card)Decisive | Bit2Me:Brezplačni pologi EUR/SEPA pod MiCA — namenska kripto rampa. | eToro:EUR deposits via bank transfer and platform methods. |
| Withdraw to your own walletDecisive | Bit2Me:Bit2Me advantageOn-chain dvig privzeto — brez kluba Platinum+ ali pristojbine eToro Money. | eToro:On-chain withdrawal conditional (eToro Money 2%, club tiers in EU). |
| Number of cryptocurrencies | Bit2Me:Bit2Me advantageOver 400 cryptocurrencies available. | eToro:Crypto catalogue more limited than a dedicated exchange. |
Bit2MeHow we made this comparison
We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of 2. julij 2026. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.
Sources consulted (2. julij 2026)
Regulated by the CNMV · Support in your language · +1 million users
Zakaj lahko z Bit2Me mirno spite
When both platforms can be regulated in Europe, the decision moves to practical trust: where you contract, who answers you, how you move euros, and how easy it is to resolve a problem.
Kripto, ki vas ne umaže
Bit2Me izpolnjuje zahteve KYC/AML in je registriran pri Španski banki: na nadzorovani platformi se vaše transakcije ne mešajo s sredstvi nezakonitega izvora.
Sedež v Španiji, ne v davčni oazi
Bitcoinforme S.L. deluje po evropskem pravu, njegov neposredni nadzornik pa je CNMV.
Brezplačno samodejno davčno poročilo
Prenesite ga iz aplikacije ali s spleta za vsako davčno leto, v katerem ste trgovali, brez dodatnih stroškov. Samodejno se ustvari iz vaše dejavnosti.
Brez varnostnih incidentov od leta 2014
Pet zaporednih neodvisnih revizij potrjuje našo operativno zanesljivost.
Človeška podpora v vašem jeziku
Podpora 24/7 v vašem jeziku, s telefonsko linijo (+34 910 91 37 88) in ljudmi — ne roboti —, ki odgovarjajo iz Španije.
Platforma, ki ne pade
Visoka razpoložljivost v več regijah, 24/7, 365 dni na leto, s povprečnim odzivom ~100 ms.
Vaša sredstva, ko se odločite
Kadar koli jih dvignite v svojo denarnico. Brez vezave, brez kazni.
Zavarovanje hrambe za 150 mio. $
Sredstva v Bit2Me Custody so zavarovana za 150 mio. $ (USD), z ločeno hladno hrambo in večpodpisom + HSM FIPS 140-2.
Multi-asset posrednik s pooblastilom MiCA
eToro od 2007 — CySEC, FCA, pooblastilo MiCA. En zaslon, tri režimi: papirji, CFD, kripto pod MiCA.
Bit2Me: pooblastilo CNMV izključno za kripto od 2014 — vse, kar kupite, je resnično, dvignljivo kripto.
Oba regulirana — razlika je v drobnem tisku, ki ga morate prebrati.
Kaj lahko zapusti eToro in kaj ostane
Resnično kripto mora iti v eToro Money s provizijo 2 %, delnim katalogom, enosmerno potovanje; on-chain v EU rezervirano za ravni Platinum+. CopyTrader in CFD nikoli ne potujeta.
Isti bitcoin pri Bit2Me: resničen kovanec, hladna hramba, polica 150 milijonov USD, dvig od prvega dne v 100+ omrežjih — le omrežna provizija.
Vlaganje le na platformi ustreza eToro; ključi v načrtih — 2 % in klub odločata.
1 %, ki ga ne vidite na računu
~1 % vgrajen v spread pri nakupu in prodaji — ~20 € round trip na 1000 €. eToro Money doda 2 %. Objavljeno, vendar v ceni.
Bit2Me Pro prikaže provizije kot ločene postavke — do 0 %/0,10 %; celoten cikel ~2 € na 1000 €.
Copy trading nima ekvivalenta pri Bit2Me — pri čistem strošku kripta order book zmaga za red velikosti.
What do you really pay?
Move the amount and compare Bit2Me Pro with eToro's published retail fee.
On Bit2Me Pro (liquid pairs, 0.10% taker)
1,00 €
Down to 0% when trading as maker.
On eToro retail crypto (~1% via spread)
10,00 €
Cost built into buy and sell prices; not shown itemised.
Prihranek pri provizijah
9,00 €
90 % manj pri tem poslu
Indicative trading fees only — excludes spread, gas and deposit/withdrawal charges. Always cross-check eToro's official pricing.
Vstopnice v globalni vrsti posrednika
Prenos v petek popoldne stoji → vstopnica v vrsti ob dividendah in CFD varščinah. Resno, asinhrono, splošno.
Bit2Me: večjezična telefonska podpora v realnem času — omrežja, dvigi, staking izključno.
Davčna vprašanja delnic: eToro center pomoči. Kovanci na poti: želite človeka po telefonu.
Copy trader, DCA ali hodler
Copy trader: eToro ima to ligo — Bit2Me tam ne tekmuje.
Mesečnih 500 €: ~5 € spread vstopa pri eToro v primerjavi z 0,50 € pri Bit2Me Pro 0,10 % taker.
Hodler, ki želi ključe: eToro potrebuje 2 % + klub; Bit2Me plača le omrežno provizijo.
Tri provizije izhoda iz eToro
2 % v eToro Money, enosmerno; vrata kluba v EU; CopyTrader/CFD nikoli ne izidejo.
Realističen izhod: prodajte, banka v evrih, ponovno kupite — preverite davke. Pri Bit2Me le omrežna provizija znova.
Te provizije plačate enkrat: pri Bit2Me premik kovancev v denarnico stane le omrežno provizijo — brez odstotkov ali ravni.
Which one to choose? It depends on your profile
Bit2Me — pros
- Strošek izhoda le omrežna provizija — brez 2 % provizije eToro Money.
- Samostojno skrbništvo brez ravni kluba Platinum+.
- Vedno resnično, prenosljivo kripto — brez CFD pasti.
- Do 0 %/0,10 % v primerjavi z ~1 % spread v vsako smer.
- Večjezična kripto telefonska podpora v primerjavi z vstopnicami.
eToro — things to consider
- Močan copy trading in skupnost; multi-asset.
- Fokus multi-asset posrednika; manj specializirana izkušnja skrbništva kripta.
When to choose eToro?
- Želite copy trading ali multi-asset portfelj z delnicami in ETF-ji v enem računu.
- Sie schätzen soziale Investition und das Kopieren anderer Trader mehr als dedizierte Krypto-Verwahrung.
- Želite copy trading ali multi-asset portfelj z delnicami in ETF v enem računu.
If, on the other hand, you are looking for a eToro alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.
What you gain switching from eToro
Od ~20 € do ~2 € na cikel
Brez 2 % provizije
Brez kluba za lastništvo
Vse, kar kupite, lahko izide
Dvosmerni premiki
Glas med selitvijo
Preklopite z eToro na Bit2Me
Odprite račun v nekaj minutah: evri prek SEPA, polna regulacija CNMV in podpora v vašem jeziku, ko jo potrebujete.
15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.
Regulated by the CNMV · Support in your language · +1 million users
How to switch from eToro to Bit2Me
Ustvarite Bit2Me račun in dokončajte KYC.
Kopirajte naslove Bit2Me Wallet za vsako omrežje.
Če prenosljivo resnično kripto in raven kluba dovolita, premaknite prek eToro Money (provizija 2 %), nato majhen test; sicer prodajte, dvignite evre, ponovno kupite — najprej davčno svetovanje.
Vprašanja? Večjezična telefonska podpora.
15€ free when you create your account and buy €100 or more in crypto
Regulated by the CNMV · Support in your language · +1 million users
Kaj pravijo tisti, ki so že zamenjali
Copié a un Popular Investor creyendo tener bitcoin
Yo también dudé de eToro cuando un viernes por la tarde descubrí que mi posición en CopyTrader no era cripto transferible. El detonante fue intentar mover «mi bitcoin» y ver que no salía de la plataforma. Abrí Bit2Me en paralelo y compré satoshis reales. Ahora lo que compro puedo retirarlo; no solo sigo el precio en pantalla.
Roberto H. N. Cliente desde 2025
En pantalla veía el precio, pero no eran monedas mías
Entendí tarde la metáfora del ISIN en depot: seguía el precio del bitcoin, pero no tenía satoshis que pudiera mover. El detonante fue leer la letra pequeña sobre CopyTrader y carteras inteligentes. En Bit2Me cada compra es un criptoactivo retirable bajo un solo régimen. La claridad sobre qué poseo valió más que la pantalla multiactivo.
Clara D. B. Cliente desde 2024
Retirar on-chain pedía Platinum+ y un 2 % de comisión
Quería mis llaves y leí que pasar cripto a eToro Money costaba un 2 % y, en la UE, exigía niveles altos del club. Ese fue el detonante: peaje y suscripción antes de salir on-chain. Probé Bit2Me con un envío pequeño y luego moví el resto. Hoy retiro a mi wallet sin peajes de plataforma ni niveles que alcanzar.
Iván P. L. Cliente desde 2025
Več o eToro
Frequently asked questions
Conclusion
eToro zmaga s copy tradingom in multi-asset portfeljem — resničen primer. Za resnično kripto po borznih provizijah, zavarovano skrbništvo, staking in izhod v denarnico brez 2 % provizij je Bit2Me specialistična alternativa eToro pod MiCA.
Data accuracy
This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on 2. julij 2026. If you spot an error or outdated figure, contact us and we will review it.
