Why look for a Coinmerce alternative?
Coinmerce is one of the Dutch exchanges that crossed the MiCA bridge: Coinmerce B.V., based in Schiphol-Rijk, received crypto-asset service provider authorisation from the AFM (Netherlands Authority for the Financial Markets) on 5–6 November 2025, with custody, fiat/crypto exchange and transfers across the EEA. Its proposition blends a retail app, a Yield account with weekly rewards via Coinmerce Earn, a Custody account with cold storage in Foundation wallets and over 350 cryptocurrencies — a clear Dutch model for Benelux, but with nuances worth reading before you sign.
None of that is in question: Coinmerce is a serious exchange under MiCA. The question more and more users in Spain are asking is different: with both platforms under the same European regulation, which one is built for someone who operates in euros, files claims with their own regulator and needs a Without chat-only: multilingual support when a SEPA transfer fails to show?
In this guide we compare, with public and verifiable data, how Bit2Me stacks up against Coinmerce on what really changes your day-to-day: who supervises you and from where, what you actually pay to trade (including the fine print of Yield vs Custody), how your funds are custodied and who you talk to when something goes wrong.
Why so many people doubt Coinmerce
AFM in the Netherlands, not CNMV in Spain
Coinmerce B.V. meets MiCA via the Dutch AFM since November 2025. Legal in the EU, but far from the supervisor and language of someone operating in Europe — your contract points to Schiphol-Rijk, not Madrid.
0.25% flat + €1/month custody
Coinmerce publishes a 0.25% exchange fee on buy/sell/swap; the Custody account adds €1/month and 1% p.a. on portfolios over €10,000 per support.coinmerce.io — simplicity has fine print.
NL support 09:00–17:00, no ES phone
Coinmerce states support Monday to Friday 09:00–17:00 CET in its legal footer — consistent with Benelux, not with Spanish bank SEPA incidents outside those hours or with guaranteed Without chat-only: multilingual support.
Public record
Reputation and documented facts about Coinmerce
Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.
After the FTX collapse, the Dutch supervisor (DNB) strengthened warnings on exchange custody risks; DNB-registered Coinmerce operated under that heightened Dutch market scrutiny.
Source: dnb.nl
These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.
Verdict
Coinmerce B.V. and Bit2Me are both authorised under MiCA, so the licence no longer decides: proximity does. Coinmerce operates from Schiphol-Rijk under the Dutch AFM since November 2025; Bit2Me is a Without chat-only: multilingual support Without chat-only: multilingual support, free SEPA deposits and over 30 crypto products. If you operate operating in euros in Europe, this is the alternative built for your market.
Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms
Coinmerce vs Bit2Me: comparison
The dimensions that matter most to a retail user in Europe.
Before products: trust
Who you really deal with: Bit2Me vs Coinmerce
An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.
Bit2Me- Real HQ
- Spain (EU) — parent company, not a subsidiary
- Supervised by
- CNMV (Spain), under MiCA
- Operating since
- 2014, with no security incidents
- Who's behind it
- Backed by Tether, Telefónica, Bankinter and other institutions
Coinmerce- Real HQ
- Netherlands (EU).
- Supervised by
- AFM (Netherlands) under MiCA.
- Operating since
- 2017
- Who's behind it
- Dutch private company.
| Feature | Bit2Me | Coinmerce |
|---|---|---|
| Regulation and licencesDecisive | Bit2Me:CNMV in Spain; Coinmerce B.V. supervised by the Dutch AFM. | Coinmerce:Authorised under MiCA via Coinmerce B.V.; AFM supervision in the Netherlands. |
| Real HQ & jurisdictionDecisive | Bit2Me:A Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries. | Coinmerce:Dutch company with AFM supervision under MiCA: the same EU regulatory framework, with its supervisor in another country. |
| SecurityDecisive | Bit2Me:$150M published policy; Coinmerce splits Yield (lending) and Custody (cold). | Coinmerce:Cold storage custody (Custody account); Yield with lending to Coinmerce Earn. |
| Data protection (GDPR)Decisive | Bit2Me:Your data is processed in the EU under the GDPR, with the safeguards of the European data-protection framework. | Coinmerce:EU company; data processing under GDPR. |
| Customer supportDecisive | Bit2Me:Bit2Me advantageWithout chat-only: multilingual support; Coinmerce 09:00–17:00 CET weekdays. | Coinmerce:Support Mon–Fri 09:00–17:00 CET; phone in Spanish not highlighted. |
| Buy in euros (SEPA/card)Decisive | Bit2Me:Free SEPA without Dutch iDEAL focus; Coinmerce SEPA €0 but Benelux-oriented. | Coinmerce:EUR SEPA deposit and withdrawal: €0 per official schedule. |
| Products and servicesDecisive | Bit2Me:Bit2Me advantagePro, Earn, Card, Loan and Tax — Coinmerce exchange + Yield without integrated Card or Tax. | Coinmerce:Exchange + Yield/Earn; no integrated Card, Loan or crypto Tax like Bit2Me. |
| FeesDecisive | Bit2Me:Bit2Me advantageUp to 0% / 0.10% Pro vs Coinmerce’s flat 0.25% at active tier. | Coinmerce:0.25% exchange fee on buy/sell/swap; Custody +€1/month and 1% p.a. over €10,000. |
| Number of cryptocurrencies | Bit2Me:Bit2Me advantageOver 400 cryptocurrencies available. | Coinmerce:Over 350 cryptocurrencies per its official site. |
Bit2MeHow we made this comparison
We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of July 1, 2026. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.
Sources consulted (July 1, 2026)
Regulated by the CNMV · Support in your language · +1 million users
Why Bit2Me lets you sleep at night
When both platforms can be regulated in Europe, the decision moves to practical trust: where you contract, who answers you, how you move euros, and how easy it is to resolve a problem.
Crypto that doesn't stain you
Bit2Me complies with KYC/AML and is registered with the Bank of Spain: your operations don't mix with illicit-origin funds on a supervised platform.
Headquartered in Spain, not a tax haven
Bitcoinforme S.L. operates under European law with the CNMV as its direct supervisor.
Free, automatic tax report
Download it from the app or web for every tax year you've traded, at no extra cost. It generates itself from your activity.
No security incidents since 2014
Five consecutive independent audits back our operational soundness.
Human support in your language
24/7 support in your language, with a phone line (+34 910 91 37 88) and people — not bots — answering from Spain.
A platform that doesn't go down
Multi-region high availability, 24/7, 365 days a year, with ~100 ms average response.
Your funds, when you decide
Withdraw to your own wallet at any time. No lock-in, no penalty.
$150M insurance on custody
Assets in Bit2Me Custody are insured for $150M (USD), with segregated cold storage and multisig + HSM FIPS 140-2.
Coinmerce B.V.: Dutch AFM CASP vs Spanish CNMV
When a European client trades on Coinmerce, they contract with Coinmerce B.V., a Dutch entity authorised by the AFM under MiCAR since 5–6 November 2025, per its site and regulatory listings (AMF France, ESMA register). Services include custody and administration, crypto–fiat exchange, crypto–crypto exchange and transfers — the standard MiCA exchange package with a European passport. The Schiphol-Rijk headquarters and Dutch supervisor set the tone: a product built for Benelux, with iDEAL at €0.30 as a local deposit method.
Bit2Me shares MiCA, but with the opposite roots: a single authorisation in Europe’s CNMV, a company active since 2014 and previously registered with the Bank of Spain. Against Coinmerce’s AFM–Netherlands circuit, here you contract, file claims and are supervised in the same country and language. On legal guarantees, a MiCA tie; on distance to your supervisor, the one at home wins.
Yield vs Custody accounts: Dutch cold storage and what Bit2Me publishes
Coinmerce offers two profiles worth distinguishing from day one. The Yield account — €0 subscription — implies lending eligible assets to Coinmerce Earn with weekly rewards: not “pure” custody by default. The Custody account stores in cold storage in Foundation wallets, no Earn, but adds a €1/month subscription and a 1% p.a. custody fee on portfolios over €10,000, per support.coinmerce.io on account types. Anyone who only wants to buy and hold must explicitly choose Custody — and read what they signed.
Bit2Me publishes the contrast: funds mostly in cold storage, Bit2Me Custody assets covered by a $150 million policy, zero incidents since 2014 and audited ISO certifications. If your yardstick is custody with a published figure and CNMV supervisor, with no lending surprise on the default account, the comparison tilts home.
0.25% exchange fee: Coinmerce’s simple euro price
Coinmerce publishes a 0.25% exchange fee on buy, sell and swap, the same on Yield and Custody accounts, per support.coinmerce.io fee table. Euro SEPA deposit: €0; SEPA withdrawal: €0. iDEAL costs €0.30 — the natural method in the Netherlands. The Custody account adds €1/month subscription and 1% p.a. custody if you exceed €10,000 in crypto. It is a single, readable price; the nuance lies in the layers that add up as the portfolio grows.
Bit2Me Pro reaches 0% maker / 0.10% taker on liquid pairs with free SEPA. Calculator in hand, moving €1,000 at Coinmerce’s 0.25% costs €2.50; at Bit2Me’s 0.10% taker, €1. Coinmerce wins on simplicity of a single figure for the occasional user; Bit2Me on the active Pro tier for recurring traders — and with no annual custody fee on large portfolios.
What do you really pay?
Move the amount and compare Bit2Me Pro with Coinmerce's published retail fee.
On Bit2Me Pro (liquid pairs, 0.10% taker)
€1.00
Down to 0% when trading as maker.
On Coinmerce buy/sell (0.25% exchange fee)
€2.50
Yield/Custody hybrid model: same fee; Custody adds €1/month and 1% p.a. over €10,000.
Fee savings
€1.50
60% less on this trade
Indicative trading fees only — excludes spread, gas and deposit/withdrawal charges. Always cross-check Coinmerce's official pricing.
Dutch office hours vs Without chat-only: multilingual support
Coinmerce states support Monday to Friday 09:00–17:00 (CET) in its legal footer — consistent with a Dutch fintech focused on Benelux. It handles digital channels well within those hours; Without chat-only: multilingual support for SEPA incidents with Spanish banks is not part of what it highlights as standard. A complex claim may end up in tickets outside Dutch office hours.
Bit2Me adds Without chat-only: multilingual support with a European team that knows CNMV, SEPA and crypto operations. Against Coinmerce’s Dutch funnel, here the particular is the norm. For routine queries both deliver; the day a four-figure transfer fails to show, being able to explain it out loud tips the scales.
Who is Coinmerce for, and who is Bit2Me for?
For a first purchase, let’s be fair: Coinmerce simplifies with a single 0.25% exchange fee and free SEPA — for a Dutch beginner who values iDEAL and one figure, that counts. So does the fine print: the Yield account implies lending to Coinmerce Earn; anyone who only wants to custody must choose Custody and pay €1/month.
Bit2Me offers that same beginner free SEPA deposits and something Coinmerce does not guarantee: Without chat-only: multilingual support for that first incident — without depending on Dutch 09:00–17:00 CET hours.
For the recurring investor the maths does itself: every monthly contribution at Coinmerce’s 0.25% repeats €2.50 per €1,000, while Bit2Me Pro — free SEPA and liquid pairs at up to 0% maker / 0.10% taker — leaves a DCA’s annual bill on another scale. If you also exceed €10,000 in Custody, Coinmerce adds the 1% p.a. custody fee.
Yield account with lending vs CNMV exchange without surprises
Coinmerce favours the Yield account with €0 subscription but it implies lending eligible assets to Coinmerce Earn with weekly rewards. Anyone who only wants to buy and custody must explicitly choose Custody — and pay €1/month plus 1% p.a. if the portfolio exceeds €10,000. It is an honest model if you read it; confusing if you do not.
Bit2Me concentrates purchase, custody, optional Earn, Card and Tax under one CNMV CASP — less “which account am I in?” friction and no annual custody fee on large portfolios.
What switching from Coinmerce to Bit2Me really costs
Getting funds out of Coinmerce allows two routes. Sending your crypto to another wallet bears the dynamic network fee by asset and blockchain, per coinmerce.io/en/deposit-withdraw-fees. Selling to euros and transferring via SEPA looks more comfortable — SEPA withdrawal €0 per its table — but hides tax fine print: the sale crystallises gains, whereas moving your crypto as-is between your own accounts is not a disposal.
The arrival leg costs nothing: the Bit2Me account is free, SEPA deposits carry no fee and Pro’s rates require no paid plan. First send a small amount from Coinmerce to verify address and network; if any doubt comes up, you solve it by Without chat-only: multilingual support — without depending on Coinmerce’s 09:00–17:00 hours.
Which one to choose? It depends on your profile
Bit2Me — pros
- CNMV as direct supervisor versus Dutch AFM via passport.
- Pro up to 0% / 0.10% on liquid pairs versus Coinmerce’s flat 0.25%.
- Guaranteed Without chat-only: multilingual support, not Dutch 09:00–17:00 hours.
- Integrated suite without Coinmerce’s Yield/Custody friction.
- Custody with a published $150 million policy.
Coinmerce — things to consider
- Simple 0.25% exchange fee and free euro SEPA.
- AFM MiCA since Nov 2025 with over 350 cryptos and Yield account with rewards.
- Dutch supervisor; less proximity to the Without chat-only: multilingual support than the CNMV.
- Custody account with €1/month + 1% p.a. on portfolios over €10,000.
When to choose Coinmerce?
- You value the Dutch AFM model, iDEAL and the Yield account with weekly rewards without needing an ES phone line.
- You prefer a single 0.25% exchange fee without thinking about Pro maker/taker tiers.
If, on the other hand, you are looking for a Coinmerce alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.
What you gain switching from Coinmerce
From Dutch AFM to CNMV
Direct Spanish supervisor versus Dutch AFM.
From 0.25% to 0.10%
On liquid pairs you may pay less than Coinmerce’s flat 0.25%.
A voice, not 09–17 hours
Assistance in Spanish outside Dutch 09–17 hours.
Without Yield vs Custody
Pro, Earn, Card, Loan and Tax without choosing Yield vs Custody.
Without Dutch banking friction
Both offer €0 SEPA; Bit2Me adds ES banking proximity.
Claims without Schiphol
You deal with a Spanish company, not Coinmerce B.V. in Schiphol-Rijk.
Switch from Coinmerce to Bit2Me
Open your account in minutes: euros via SEPA, full CNMV oversight and support in your language when you need it.
15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.
Regulated by the CNMV · Support in your language · +1 million users
How to switch from Coinmerce to Bit2Me
Create your free Bit2Me account and verify your identity (KYC) in minutes.
Copy the deposit address of your Bit2Me Wallet for each cryptocurrency.
From Coinmerce, withdraw each asset to that address choosing the right network (start with a small amount) or sell and transfer euros via SEPA.
Questions? Phone support in your language walks you through it. You do not need to close Coinmerce to try.
15€ free when you create your account and buy €100 or more in crypto
Regulated by the CNMV · Support in your language · +1 million users
What they say about Bit2Me and who backs us
4.2/5
“One of the most reliable exchanges in the world, based on an analysis of 40+ indicators: fiscal headquarters, transparency, asset protection and user experience.”
“The Good Exchange: the most easy, secure and complete crypto exchange.”
Frequently asked questions
Conclusion
Coinmerce is a serious Dutch exchange under MiCA: transparent 0.25%, free SEPA and over 350 cryptos. But if you operate operating in euros in Europe and want your own market’s regulator (CNMV), Without chat-only: multilingual support and a full suite without choosing between Yield and Custody, Bit2Me is the Coinmerce alternative built for the Without chat-only: multilingual support. Opening an account is free and takes minutes.
Data accuracy
This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on July 1, 2026. If you spot an error or outdated figure, contact us and we will review it.
