Why look for a SwissBorg alternative?
SwissBorg is a Swiss crypto wealth-management app founded in 2017: a polished mobile interface, Earn products and a multi-asset focus that prioritises simplicity over a trading desk. In March 2026 it obtained its MiCA licence through BlockNodes SAS, a French entity authorised by the Autorité des Marchés Financiers (AMF) with licence A2026-011. None of that is in question. The question users in Spain ask is different: with both platforms under MiCA, which one fits someone who operates in euros, wants a local supervisor and custody with a verifiable track record without depending on external providers?
In this guide we compare SwissBorg and Bit2Me with public data on regulation, custody, fees, support and product — including, with sources (The Record, Halborn), the September 2025 incident in a SOL Earn programme via provider Kiln. We are not out to demonise a legitimate app; we help you decide by your European profile.
Why so many people doubt SwissBorg
Your contract lives in Paris
In Europe you operate with BlockNodes SAS, supervised by the AMF (licence A2026-011, 5 Mar 2026). Valid MiCA; French supervisor far from someone operating in euros in Europe.
Earn with third-party risk
In Sep 2025, a compromise in Kiln’s API affected ~192,600 SOL in SOL Earn; SwissBorg announced reimbursement (The Record, Halborn). Your yield depends on external providers.
App-first, no standard ES phone
Digital support via help.swissborg.com; Without chat-only: multilingual support not listed as standard for Spain. Complex incidents may stay in tickets.
Public record
Reputation and documented facts about SwissBorg
Sanctions, incidents or controversies recorded in official sources or verifiable media. Bit2Me does not pass judgment: we cite public facts.
SwissBorg stated that approximately 192,600 SOL were removed from staking accounts managed via provider Kiln after a compromise in Kiln’s API; the company announced compensation from its treasury and paused SOL Earn redemptions.
Source: swissborg.com
These records do not rule out the competitor being suitable in other contexts; they are part of the due diligence worth doing before depositing funds.
Verdict
SwissBorg and Bit2Me both share MiCA — licence tie. SwissBorg wins on a simple mobile app and Earn via third parties (Kiln and similar) under the French AMF. Bit2Me wins if you prioritise dedicated crypto custody with a published policy, five consecutive ISO audits, a track record since 2014 and a CNMV Without chat-only: multilingual support — without an external Earn provider layer. Choose SwissBorg for app simplicity; choose Bit2Me if crypto is core and you want a Spanish supervisor.
Regulated by the CNMV · Support in your language · +1 million users · Promotion subject to terms
SwissBorg vs Bit2Me: comparison
The dimensions that matter most to a retail user in Europe.
Before products: trust
Who you really deal with: Bit2Me vs SwissBorg
An exchange isn't chosen on price or catalogue alone. Look at who answers for your money, from where and with what backing.
Bit2Me- Real HQ
- Spain (EU) — parent company, not a subsidiary
- Supervised by
- CNMV (Spain), under MiCA
- Operating since
- 2014, with no security incidents
- Who's behind it
- Backed by Tether, Telefónica, Bankinter and other institutions
SwissBorg- Real HQ
- Switzerland (parent); in the EU, BlockNodes SAS (France) with AMF MiCA authorisation.
- Supervised by
- AMF (France) for the EU under MiCA; FINMA (Switzerland) for Swiss operations.
- Operating since
- 2017
- Who's behind it
- Swiss/European private company; not listed.
| Feature | Bit2Me | SwissBorg |
|---|---|---|
| Regulation and licencesDecisive | Bit2Me:Authorised by Spain’s CNMV: you contract with a Spanish company, not with BlockNodes SAS in France. | SwissBorg:Authorised under MiCA via BlockNodes SAS (AMF France, 5 Mar 2026); licence A2026-011. |
| Real HQ & jurisdictionDecisive | Bit2Me:Bit2Me advantageA Spanish company headquartered in Spain (EU): you contract, file claims and are supervised before the CNMV, with no intermediary subsidiaries. | SwissBorg:Swiss parent; in Europe you operate with its French entity via the MiCA passport, not a Spanish entity. |
| SecurityDecisive | Bit2Me:Bit2Me advantageZero incidents since 2014, $150M policy and ISO audits; SwissBorg had 2025 incident via provider Kiln (The Record, Halborn). | SwissBorg:Security measures and Proof of Liabilities; Sep 2025 incident via provider Kiln (The Record, Halborn). |
| Data protection (GDPR)Decisive | Bit2Me:Your data is processed in the EU under the GDPR, with the safeguards of the European data-protection framework. | SwissBorg:EU entity under GDPR; group with a parent in Switzerland (outside the EU). |
| Fund insuranceDecisive | Bit2Me:Bit2Me advantageAssets in Bit2Me Custody are insured under a $150M policy. | SwissBorg:Own transparency programmes; no comparable external policy advertised like Bit2Me Custody. |
| Customer supportDecisive | Bit2Me:Bit2Me advantageWithout chat-only: multilingual support guaranteed; SwissBorg app-first without standard ES line. | SwissBorg:Digital support via help centre; phone in Spanish not highlighted as standard. |
| Buy in euros (SEPA/card)Decisive | Bit2Me:Bit2Me advantageEUR purchases via SEPA and card, built for European users. | SwissBorg:EUR purchases per app methods; multi-asset mobile focus. |
| Products and servicesDecisive | Bit2Me:Bit2Me advantageExchange suite + Earn/Card/Tax under CNMV; SwissBorg multi-asset app via French entity. | SwissBorg:Multi-asset app with Earn; no local Spanish Card/Tax suite. |
| FeesDecisive | Bit2Me:Bit2Me advantageCompetitive fees: up to 0% maker / 0.10% taker on liquid Pro pairs; 0.1%–0.95% standard depending on the pair. | SwissBorg:Multi-asset app spreads and fees; breakdown per product on swissborg.com. |
Bit2MeHow we made this comparison
We analyse regulation, security, support, fees and catalogue using public, verifiable information from both platforms, updated as of July 1, 2026. Bit2Me is the platform publishing this page, so we have deliberately included points where the competitor stands out, and we recommend always checking the data on the official websites before deciding.
Sources consulted (July 1, 2026)
Regulated by the CNMV · Support in your language · +1 million users
Why Bit2Me lets you sleep at night
When both platforms can be regulated in Europe, the decision moves to practical trust: where you contract, who answers you, how you move euros, and how easy it is to resolve a problem.
Crypto that doesn't stain you
Bit2Me complies with KYC/AML and is registered with the Bank of Spain: your operations don't mix with illicit-origin funds on a supervised platform.
Headquartered in Spain, not a tax haven
Bitcoinforme S.L. operates under European law with the CNMV as its direct supervisor.
Free, automatic tax report
Download it from the app or web for every tax year you've traded, at no extra cost. It generates itself from your activity.
No security incidents since 2014
Five consecutive independent audits back our operational soundness.
Human support in your language
24/7 support in your language, with a phone line (+34 910 91 37 88) and people — not bots — answering from Spain.
A platform that doesn't go down
Multi-region high availability, 24/7, 365 days a year, with ~100 ms average response.
Your funds, when you decide
Withdraw to your own wallet at any time. No lock-in, no penalty.
$150M insurance on custody
Assets in Bit2Me Custody are insured for $150M (USD), with segregated cold storage and multisig + HSM FIPS 140-2.
BlockNodes SAS and the AMF: what contracting with SwissBorg’s French hub means
When a European user operates with SwissBorg under the MiCA entity, they contract with BlockNodes SAS, authorised on 5 March 2026 by the AMF as a crypto-asset service provider (licence A2026-011). The European passport covers custody, order execution, placement, portfolio management and transfers, per the AMF’s official register. The brand keeps Swiss roots and migrated European operations from Estonia to Paris — a valid French hub, but far from someone operating in euros in Europe who wants their own market’s regulator as counterpart.
Bit2Me operates under the same MiCA regulation, but authorised directly by the CNMV, as a Spanish company active since 2014. Against SwissBorg’s Swiss-French scheme, here you contract, file claims and are supervised in the same country and language. On authorisation, full parity; on distance to your supervisor and operational roots in euros, the one at home wins.
Custody, third parties and the September 2025 SOL Earn incident
SwissBorg describes on its site security measures and transparency programmes (including Proof of Liabilities). In September 2025, per The Record and Halborn’s analysis, approximately 192,600 SOL (valued at around $41 million at the time) were removed from staking accounts managed via provider Kiln after a compromise in Kiln’s API — not from a direct hack of the app, per SwissBorg’s statement. It affected fewer than 1% of users; the company announced compensation from its treasury and paused SOL Earn redemptions. The nuance matters: your Earn risk does not end in the app; it depends on third parties.
Bit2Me publishes the contrast: funds mostly in cold storage, Bit2Me Custody assets covered by a $150 million policy, operating without security incidents since 2014, and five consecutive independent audits plus ISO 27001, 27701 and 22301 certifications. If your yardstick is verifiable operational track record and coverage with a published figure — not just post-hoc reimbursement promises — the comparison includes more than the MiCA licence.
Multi-asset app fees vs euro Pro exchange
SwissBorg structures costs in spreads and fees of its multi-asset investment app — the exact breakdown varies by product (integrated exchange, Earn, etc.) and should be checked on swissborg.com before trading. The model prioritises mobile simplicity: you see a price, tap buy, and the cost travels inside the flow. For the occasional user it is comfortable; for someone who trades every week, the absence of a classic maker/taker table makes it hard to know what you actually paid versus the spot market.
Bit2Me concentrates the offer in euros with published fees: Pro up to 0% maker / 0.10% taker on liquid pairs and free SEPA deposits. Moving €1,000 at 0.10% costs €1 on real assets you can withdraw on-chain. Honest verdict: SwissBorg can fit if you value the all-in-one app; for euro exchange operations with a clear breakdown before you confirm, Bit2Me simplifies the bill.
What do you really pay?
Move the amount and compare Bit2Me Pro with SwissBorg's published retail fee.
On Bit2Me Pro (liquid pairs, 0.10% taker)
€1.00
Down to 0% when trading as maker.
On SwissBorg app (0.99% exchange)
€9.90
Standard retail fee; BORG cashback can lower effective cost per Loyalty Rank.
Fee savings
€8.90
90% less on this trade
Indicative trading fees only — excludes spread, gas and deposit/withdrawal charges. Always cross-check SwissBorg's official pricing.
Mobile app vs Without chat-only: multilingual support
SwissBorg prioritises the app experience with digital support via help.swissborg.com — tickets and resources in several languages. The system handles the frequent well at global scale; friction appears in the particular: stuck withdrawals, complex verification or questions about Earn products after the Kiln incident. Without chat-only: multilingual support is not listed as standard for Spain; when what you need is to speak to a European CASP with a local supervisor, the digital circuit can drag on.
Bit2Me adds Without chat-only: multilingual support with a European team that knows SEPA, Spanish banks and CNMV rules. Against SwissBorg’s app-first funnel, here the particular is the norm. For routine queries both deliver; the day a four-figure transfer fails to show, being able to explain it out loud tips the scales.
Who is SwissBorg for, and who is Bit2Me for?
SwissBorg fits someone who wants a multi-asset mobile app with integrated Earn and does not need a Pro desk or a local Without chat-only: multilingual support under the CNMV. For a first purchase SwissBorg has polished mobile onboarding; Bit2Me compensates with free SEPA and human support for that first banking incident.
For the recurring investor, every monthly contribution on SwissBorg repeats the cost embedded in app spreads; Bit2Me — free SEPA and Pro up to 0% maker / 0.10% taker — leaves a DCA’s annual bill on another scale. If you also used SOL Earn, the 2025 incident via Kiln reminds you that yield carries third-party counterparty risk.
The active trader should compare transparency: SwissBorg embeds costs in the app; Bit2Me publishes maker/taker before you confirm. SwissBorg’s all-in-one Swiss experience plays in its favour; Bit2Me’s CNMV supervisor, published policy and local Card/Tax suite SwissBorg does not announce for Spain play in Bit2Me’s.
What switching from SwissBorg to Bit2Me really costs
Getting funds out of SwissBorg allows crypto withdrawal — with network fees per blockchain — or selling to euros and SEPA transfer per app methods. Selling crystallises gains; moving crypto between your own accounts is not a disposal. If you held Earn positions, check redemption terms — after the Kiln incident, some products paused withdrawals temporarily.
Arriving at Bit2Me adds no account or SEPA deposit fee. Send a small amount first; if anything looks off, you solve it by Without chat-only: multilingual support. You do not need to close SwissBorg to try — but do verify network and memo/tag on each asset before moving the bulk.
Which one to choose? It depends on your profile
Bit2Me — pros
- You contract with a Spanish company supervised by the CNMV, not with BlockNodes SAS in France.
- Operating without security incidents since 2014, with a published $150 million policy.
- Without chat-only: multilingual support guaranteed, not conditioned on SwissBorg’s digital support.
- Pro exchange with published fees and integrated suite (Earn, Card, Tax) under the CNMV.
SwissBorg — things to consider
- European multi-asset app with MiCA licence via the AMF (March 2026) and accessible mobile focus.
- Announced user compensation after the September 2025 incident at provider Kiln (The Record).
- Entity and supervisor in France; less proximity to the Without chat-only: multilingual support than a CNMV CASP.
- In September 2025, an incident in provider Kiln’s API affected ~192,600 SOL in the SOL Earn programme (<1% users); SwissBorg announced reimbursement — not a direct hack of its app (The Record, Halborn).
When to choose SwissBorg?
- You value SwissBorg’s all-in-one mobile app experience with integrated Earn and accept a French supervisor.
- You prioritise the Swiss multi-asset interface over Pro exchange with CNMV Without chat-only: multilingual support.
If, on the other hand, you are looking for a SwissBorg alternative because you care about European regulation, predictable fees, the safety of your funds and support in your language, Bit2Me addresses exactly those needs.
What you gain switching from SwissBorg
From French supervisor to direct CNMV
Direct Spanish supervisor; with SwissBorg your MiCA contract points to France.
No incidents since 2014
Verifiable operational track record versus the 2025 incident via external provider.
A voice, not app-first support
Phone assistance in your language, versus SwissBorg’s app-first support.
From app deposit to free CNMV SEPA
Direct euro deposit to the Spanish CASP.
Switch from SwissBorg to Bit2Me
Open your account in minutes: euros via SEPA, full CNMV oversight and support in your language when you need it.
15€ welcome bonus when you create your account and buy €100 or more in crypto. Promotion subject to terms.
Regulated by the CNMV · Support in your language · +1 million users
How to switch from SwissBorg to Bit2Me
Create your free Bit2Me account and verify your identity (KYC) in minutes.
Copy the deposit address of your Bit2Me Wallet for each cryptocurrency.
From SwissBorg, withdraw crypto to that address choosing the right network (start with a small amount) or sell and transfer your euros via SEPA.
Questions? Phone support in your language walks you through it. You do not need to close your SwissBorg account to try.
15€ free when you create your account and buy €100 or more in crypto
Regulated by the CNMV · Support in your language · +1 million users
What they say about Bit2Me and who backs us
4.2/5
“One of the most reliable exchanges in the world, based on an analysis of 40+ indicators: fiscal headquarters, transparency, asset protection and user experience.”
“The Good Exchange: the most easy, secure and complete crypto exchange.”
Frequently asked questions
Conclusion
SwissBorg is a serious European app: MiCA via the AMF, multi-asset focus and announced compensation after the 2025 incident at an external provider. If you value that all-in-one app experience, it is a legitimate choice. But if you operate operating in euros in Europe and want your own market’s regulator (CNMV), custody with a published policy, a record without incidents since 2014 and a Without chat-only: multilingual support, Bit2Me is the SwissBorg alternative built for the Without chat-only: multilingual support. Opening an account is free and takes minutes.
Data accuracy
This comparison draws on publicly available information on the internet — official fee schedules, regulator registers and verifiable announcements — and was cross-checked on July 1, 2026. If you spot an error or outdated figure, contact us and we will review it.
