Receive EURC instantly by locking your crypto as collateral. APR from 9.54% (up to 18.00% depending on your Space Center level) with amounts between 100 and 250,000 EURC.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
APR from
9.54%
Amount from
100 EURC
Liquidity
Limited liquidity
EURC is a stablecoin pegged to the euro, designed for users who need eurozone liquidity without leaving the crypto ecosystem.
A EURC loan can fit if your expenses or operations are euro-denominated.
If you need EURC (EURC) and don't have it in your wallet yet, you can Buy EURC (EURC) on Bit2Me.
APR from 9.54% (up to 18.00% depending on your Space Center level). Minimum amount 100 and maximum 250,000 EURC. Liquidity status: Limited liquidity.
Terms may vary based on interest payment mode and your Space Center level.
Select EURC as the loan asset, choose your collateral (BTC, ETH, XRP or SOL) and enter the desired amount.
Review APR, required collateral and complete the application from the Bit2Me Loan app.
Pay mortgage, rent or daily expenses in the eurozone without selling crypto.
Fund local purchases or invoices with on-chain digital euros.
Euro liquidity bridge while waiting to convert another portfolio position.
Related use cases: Refinance debt with a crypto loan, Crypto loan to finance your business, Crypto loan to finance studies.
See also EURC, View all borrowable assets and Space Center.
Even if EURC is a stablecoin, collateral (BTC, ETH, etc.) is volatile. If its price drops, LTV rises and you may face margin call or collateral liquidation.
APR varies with Space Center and interest mode. Simulate total repayment before applying and review LTV periodically.
Here you see conditions for borrowing EURC (EURC). On the Bit2Me Loan home you get the full product: benefits, features, simulator and risk transparency.
Space Center is our tier program: the more you use the platform, the higher your level and the bigger the automatic discount on your loan interest.
Discount by level
USDC is pegged to the US dollar and EURC to the euro. Choose USDC for dollar-denominated liquidity, or EURC if you prefer euro exposure for expenses or operations in the eurozone.
APR ranges from 9.54% to 18.00%, depending on interest payment mode and your Space Center level. Use the simulator for your exact rate.
Yes, EURC represents digital euros on blockchain. When you borrow EURC you receive euro-pegged liquidity according to product conditions.
EURC is digital euro on blockchain. You can use it within the crypto ecosystem and Bit2Me; conversion to a bank account depends on your withdrawal flows and available products.
You can request between 100 and 250,000 EURC, subject to availability and product conditions.
You can currently use BTC, ETH, XRP and SOL as collateral to receive a loan in EURC.
Yes, you can repay your EURC loan anytime by paying outstanding principal plus accrued interest.
No. Bit2Me Loan shows APR, required collateral and total repayment transparently in the simulator.
Each Space Center level applies a discount on the base APR of your EURC loan. The higher your level, the lower the interest you pay.Discover Space Center
Yes, with no penalty. Pay outstanding principal plus accrued interest. Example: 3,000 EURC over 12 months — the simulator breaks down principal and interest for your APR and Space Center level.
Principal plus interest at APR (9.54%–18.00%), estimated term and chosen mode. A 5,000 EURC loan over 6 months can vary by several points by level — use the simulator for the exact figure.
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