Get funded in seconds and don't sell your cryptoassets
Use your cryptocurrencies as collateral to obtain loans up to 1 million euros. Get cash by holding your cryptocurrencies with urgent approval.
No credit checks
No set-up fee
Tailored to your preferences
With the best Support
Operational since 2014
Endorsed by
We make it safe and easy
Why Bit2Me Loan?
Get the credit you want without having to give up your cryptos, putting them as collateral through an exchange with all European guarantees.
We are unbanked.
We do not verify in CIRBE, ASNEF or RAI, nor do we register in bank databases.
Pre-approved loans
No credit scoring, get your loan just when you need it.
Tax optimization
Get liquidity with your cryptocurrencies without the tax burdens of selling.
Keep your crypto
Avoid having to sell your cryptocurrencies and always have them at your disposal.
Flexibility in your loan
We adapt to your needs, selecting the collateral, the denomination of the loan and no fixed term.
The best conditions
We strive to offer the most competitive rates and conditions with the best support for you.
Discover the advantages of Bit2Me Loan
Global Digital Loans
We democratize digital asset lending to any amount.
Instant approval
Instant approval thanks to the over-collateralization of operations.
Immediate automatic deposit
Immediate availability of funds through an automated guarantee process.
Fast return guaranteed
Fast and instant loan repayment.
Risk monitoring
Continuous monitoring of risk and balance through loan health indicators.
Updated financial capacity
Updated indicator of financing capacity.
This is not a conventional loan, but an agile credit adapted to your needs.
If you want more information about Bit2Me Loan for your company we will contact you.
| Bit2Me Loan | Conventional loan | |
|---|---|---|
| Lower interest rates | ||
| No set-up fee | ||
| Fiscally profitable | ||
| Urgent approval | ||
| No impact on its credit rating | ||
| Paperless |
What can you use your crypto loan for?
Loan, a 360° solution
Real estate investment
- 20% down payment for the purchase of a home.
- Purchase of properties and land.
- Real estate investment through tokenization.
- Financing for real estate renovations
Reinvestment in digital assets
- Increased exposure to BTC as a long-term safe haven and collateral.
- Portfolio diversification with new assets, including traditional assets.
Investment in business activities
- Investment to start a business.
- Short-term financing (NFCs).
- Long-term financing (CAPEX).
Multipurpose investment
- Purchase of vehicles.
- Travel financing.
- Higher education financing.
Frequently Asked Questions
We help you
By means of lending a person or a company can obtain a loan in cryptocurrencies by putting as collateral the digital assets it already owns.
At Bit2Me we are committed to the excellence of the operations we carry out with Bit2Me Loan and therefore we work through specific contracts in which each of the operations carried out will be determined individually.
To access Bit2Me Loan you just have to contact our team and make an appointment to analyze each case in detail.
Users will receive their loan proceeds in the EURT, USDT or USDC stablecoin.
At the moment, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.
If you deliver 1 BTC the amount requested can be up to 50% of the value of BTC.
Yes, in no case you lose the ownership of the cryptocurrencies. Except for the exception of the settlement of the transaction. The settlement of a transaction or the 'LTV price execution' will be set by default at 85% on the principal value. That is, when the ratio of principal to collateral reaches 85% (principal value 85 on a collateral value of 100). Or, in other words, when the collateral reaches the point of representing 117.65% over the value of the principal loaned.
The settlement will be associated with a settlement fee (derived from the management and sale of the collateral at the current market price): 2% of the outstanding principal with a minimum of €100 in the equivalent value of the crypto deposited as collateral.
Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. Ex: a loan of $5,000 leaving as collateral an amount of cryptocurrencies worth $10,000 results in an LTV of 50% ($5,000/10,000).
The periods may vary depending on the operation and the purpose of the operation. The minimum is set at 14 days, but other periods of 30, 90, 180 days or longer can also be selected.
Sleep easy with Bit2Me
Why Bit2Me?
Your money is protected at Bit2Me
Protecting your money through multiple layers of security
Regulated in the European Union
First cryptocurrency exchange registered with the Bank of Spain
Telephone Support in English
We help you, with multi-channel support in your language.
Free tax report included
Your income tax reports in one click
Highly recognized certifications
ISO 27001, ISO 37001, ISO 22301 and many more
Independent third-party audits
Financial audit by BDO. Best Compliance Award
Free education included
Educational content available to make informed decisions
Backed by Telefónica and Investcorp
Bit2Me has listed companies as partners.
A multidisciplinary team at your disposal
