Get fast funding without selling your cryptocurrencies
Use your cryptocurrencies as collateral to get loans up to 1 million euros. Get cash while holding your cryptocurrencies through quick approval.
- No credit checks
- No set-up fee
- Tailored to your preferences
- With the best Customer Support
- Individual support in 7 languages
It is safe and easy
Why Bit2Me Loan?
Get up to 1 million without having to give up your cryptocurrencies, using them as collateral with the assurance of an exchange registered in Europe.
Configure your loan according to your needs and receive the funds in an instant.
Choose your collateral
There are several cryptocurrencies available for you to pledge as collateral.
Tailor the annual interest rate and percentage of your funds available for collateral to your needs.
Optimize your taxes
Get liquidity for your cryptocurrencies without having to sell them and pay taxes on the sale.
With the best Customer Support
Our support team will always be at your disposal during the process.
Frequently Asked Questions
We are here to help
By means of lending a person or a company can obtain a loan in cryptocurrencies by putting up as a collateral, the digital assets it already owns.
At Bit2Me we are committed to the excellence of the operations we carry out in Bit2Me Loan and therefore we work through specific contracts in which each of the transactions carried out will be reviewed on an individual basis.
To access Bit2Me Loan you just have to contact our team and make an appointment to analyze each case in detail.
Users will receive their loan in the EURT, USDT or USDC stablecoin
At the moment, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.
If you put forward 1 BTC as a collateral, the amount you can requested can be up to 50% of the value of BTC.
Yes, in no case do you lose ownership of the cryptocurrencies put forward as collateral, except when your positions is liquidated. The settlement of a loan or the 'LTV price execution' will be established by default at 85% of the principal's value. That is, when the relationship between the principal and the collateral reaches 85% (principal value 85 over a collateral value of 100). Or in other words, when the collateral reaches the point where it represents 117.65% of the value of the principal lent.
Settlement will be associated with a settlement fee (derived from the management and sale of the collateral at the current market price): 2% of the outstanding principal with a minimum of €100 in the equivalent value of the crypto deposited as collateral
Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. Ex: a loan of 5,000 € leaving as collateral an amount of cryptocurrencies worth 10,000 € results in an LTV of 50% (5,000 €/10,000 €).
The periods may vary depending on each loan request and the purpose of the loan. The minimum is set at 14 days, but other periods of 30, 90, 180 days or longer can also be selected.