Get funds in seconds without selling your crypto assets

Through lending, individuals or businesses can obtain a crypto loan by using their digital assets as collateral.

It is a great opportunity to get cash and not have to sell your cryptocurrencies.

To access Bit2Me Loan, you just need to contact our team and arrange an appointment to analyse each case in detail.

We offer flexible loan terms to meet your needs.

Currently, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.

If you provide 1 BTC, the maximum loan amount can be up to 50% of the BTC value.

Yes, you retain ownership of the cryptocurrencies at all times, except in the case of liquidation of the operation. The liquidation of an operation, or 'LTV price execution', will be set by default at 85% of the principal value. This means that when the ratio between the principal and the collateral reaches 85% (principal value 85 over a collateral value of 100), or when the collateral represents 117.65% of the principal loaned.

The liquidation will include a liquidation fee (due to the management and sale of the collateral at the market price at that time): 2% of the outstanding principal with a minimum of €100 in the crypto equivalent deposited as collateral.

Loan to Value (LTV) is the ratio between the loan amount and the collateral value, expressed as a percentage. Example: A $5,000 loan secured by $10,000 worth of cryptocurrencies results in an LTV of 50% (5,000/10,000).

Periods may vary depending on the operation and its purpose. The minimum is set at 14 days, but other periods of 30, 90, 180 days, or longer can also be selected.