Get funds quickly without selling your cryptocurrencies
Use your cryptocurrencies as collateral for loans up to €1 million. Get cash by holding your cryptocurrencies with immediate approval.
- No credit checks
- No opening fee
- Tailored to your preferences
- With the best support
- Individual support in 7 languages
Operational since 2014
Endorsed by
We make it safe and simple
Why Bit2Me Loan?
Get up to 1 million without having to give up your cryptocurrencies, using them as collateral with the security provided by an exchange registered in Europe.
Urgent approval
Set up your loan according to your needs and receive the funds urgently.
Choose the collateral
You have several cryptocurrencies available to provide as collateral.
Flexibility
Adapt the annual interest rate and the percentage of funds available per collateral to your needs.
Optimise your taxes
Get liquidity for your cryptocurrencies without the need to sell them and having to pay taxes on the sale.
With the best support
Our support team will always be by your side during the process.
This is not a conventional loan, but a quick credit adapted to your needs.
If you want more information about Bit2Me Loan, we put all the details at your disposal.
| Bit2Me Loan | Conventional loan | |
|---|---|---|
| Lower annual interest rates | ||
| No opening fee | ||
| Fiscally profitable | ||
| Urgent approval | ||
| No impact on your credit rating | ||
| No Paperwork |
Frequently Asked Questions
We Help You
Through lending, an individual or a company can obtain a cryptocurrency loan by using the digital assets they already own as collateral.
At Bit2Me, we are committed to the excellence of the operations we carry out with Bit2Me Loan, which is why we work through individual contracts in which each of the transactions made will be determined on an individual basis.
To access Bit2Me Loan, you just have to contact our team and schedule an appointment to analyze each case in detail.
Users will receive their loan money in the stablecoin EURT, USDT, or USDC.
For now, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.
If you deliver 1 BTC, the requested amount can be at most 50% of the value of BTC.
Yes, you do not lose ownership of the cryptocurrencies at any time, except in the event of the liquidation of the operation. The liquidation of an operation or 'LTV price execution' will by default be set at 85% of the value of the principal. That is, when the ratio between the principal and the collateral reaches 85% (principal value of 85 over a collateral value of 100). Or what would be the same, when the collateral reaches the point of representing 117.65% over the value of the borrowed principal.
The settlement will be associated with a liquidation fee (derived from the management and sale of the collateral at the market price at the time): 2% on the outstanding principal with a minimum of 100 € in the equivalent value of the crypto deposited as collateral
Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. E.g., a loan of 5,000 dollars with cryptocurrency collateral valued at 10,000 dollars results in an LTV of 50% (5,000/10,000).
The periods can vary depending on the transaction and its purpose. The minimum is set at 14 days, but other periods of 30, 90, 180 days, or a longer period can also be selected.
A multidisciplinary team at your disposal
