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Bit2Me Loan

Get funds quickly without selling your cryptocurrencies

Use your cryptocurrencies as collateral to obtain loans of up to 1 million euros. Get cash while keeping your cryptocurrencies with urgent approval.

  • No credit checks
  • No opening fee
  • Tailored to your preferences
  • With the best support
  • Individual support in 7 languages

How many days do you want to return it in?

Annual interest
Total to return
0,00 BTC

These data are indicative and not binding, so they may vary.

We make it safe and simple

Why Bit2Me Loan?

Get up to 1 million without having to give up your cryptocurrencies, using them as collateral with the security provided by an exchange registered in Europe.

Urgent approval

Set up your loan according to your needs and receive the funds urgently.

Choose the collateral

You have several cryptocurrencies available to provide as collateral.


Adapt the annual interest rate and the percentage of funds available per collateral to your needs.

Optimise your taxes

Get liquidity for your cryptocurrencies without the need to sell them and having to pay taxes on the sale.

With the best support

Our support team will always be by your side during the process.

Frequently Asked Questions

We Help You

Through lending, an individual or a company can obtain a cryptocurrency loan by using the digital assets they already own as collateral.

At Bit2Me, we are committed to the excellence of the operations we carry out with Bit2Me Loan, which is why we work through individual contracts in which each of the transactions made will be determined on an individual basis.

To access Bit2Me Loan, you just have to contact our team and schedule an appointment to analyze each case in detail.

Users will receive their loan money in the stablecoin EURT, USDT, or USDC.

For now, Bit2Me Loan accepts Bitcoin and Ethereum as collateral with an LTV of 50%, and B2M with an LTV of 20%.

If you deliver 1 BTC, the requested amount can be at most 50% of the value of BTC.

Yes, you do not lose ownership of the cryptocurrencies at any time, except in the event of the liquidation of the operation. The liquidation of an operation or 'LTV price execution' will by default be set at 85% of the value of the principal. That is, when the ratio between the principal and the collateral reaches 85% (principal value of 85 over a collateral value of 100). Or what would be the same, when the collateral reaches the point of representing 117.65% over the value of the borrowed principal.

The settlement will be associated with a liquidation fee (derived from the management and sale of the collateral at the market price at the time): 2% on the outstanding principal with a minimum of 100 € in the equivalent value of the crypto deposited as collateral

Loan to value (LTV) is the ratio between the value of the loan amount and the value of the collateral, expressed as a percentage. E.g., a loan of 5,000 dollars with cryptocurrency collateral valued at 10,000 dollars results in an LTV of 50% (5,000/10,000).

The periods can vary depending on the transaction and its purpose. The minimum is set at 14 days, but other periods of 30, 90, 180 days, or a longer period can also be selected.

+ 2 million
Euros transacted in 2022
+ 700k users
In the Bit2Me suite
+ 200 coins
Listed for trading within the platform
+ 36 coins
Available in Earn to earn rewards

A multidisciplinary team at your disposal

A decade developing blockchain technology
Company with a presence in Spain and in accordance with European regulation
With multi-layer security systems and a personalized support service