Receive USDC instantly by locking your crypto as collateral. APR from 8.42% (up to 16.00% depending on your Space Center level) with amounts between 100 and 250,000 USDC.
Simulate how much you would receive and what collateral you need. The calculation is illustrative and depends on the market and your Space Center level.
APR from
8.42%
Amount from
100 USDC
Liquidity
Limited liquidity
USDC is a stablecoin pegged to the US dollar, widely used for international liquidity and dollar-denominated operations.
Borrowing USDC is ideal if you need dollar exposure without selling your collateral crypto.
If you need USD Coin (USDC) and don't have it in your wallet yet, you can Buy USD Coin (USDC) on Bit2Me.
APR from 8.42% (up to 16.00% depending on your Space Center level). Minimum amount 100 and maximum 250,000 USDC. Liquidity status: Limited liquidity.
Terms may vary based on interest payment mode and your Space Center level.
Select USDC as the loan asset, choose your collateral (BTC, ETH, XRP or SOL) and enter the desired amount.
Review APR, required collateral and complete the application from the Bit2Me Loan app.
Pay vendors or services in digital dollars without liquidating BTC or ETH.
Trade in USD-denominated markets while keeping crypto collateral.
Cover international expenses with a dollar-pegged stablecoin while keeping your investment strategy.
Related use cases: Refinance debt with a crypto loan, Crypto loan to finance your business, Crypto loan to finance studies.
See also USD Coin, View all borrowable assets and Space Center.
Even if USDC is a stablecoin, collateral (BTC, ETH, etc.) is volatile. If its price drops, LTV rises and you may face margin call or collateral liquidation.
APR varies with Space Center and interest mode. Simulate total repayment before applying and review LTV periodically.
Here you see conditions for borrowing USD Coin (USDC). On the Bit2Me Loan home you get the full product: benefits, features, simulator and risk transparency.
Space Center is our tier program: the more you use the platform, the higher your level and the bigger the automatic discount on your loan interest.
Discount by level
USDC is pegged to the US dollar and EURC to the euro. Choose USDC for dollar-denominated liquidity, or EURC if you prefer euro exposure for expenses or operations in the eurozone.
APR ranges from 8.42% to 16.00%, depending on interest payment mode and your Space Center level. Use the simulator for your exact rate.
USDC offers dollar stability and broad acceptance in the crypto ecosystem, making it easy to use for liquidity, trading or international payments.
You avoid a taxable disposal event and keep collateral exposure. Receive USDC instantly and repay when it suits you, paying only accrued interest.
You can request between 100 and 250,000 USDC, subject to availability and product conditions.
You can currently use BTC, ETH, XRP and SOL as collateral to receive a loan in USDC.
Yes, you can repay your USDC loan anytime by paying outstanding principal plus accrued interest.
No. Bit2Me Loan shows APR, required collateral and total repayment transparently in the simulator.
Each Space Center level applies a discount on the base APR of your USDC loan. The higher your level, the lower the interest you pay.Discover Space Center
Yes, with no penalty. Pay outstanding principal plus accrued interest. Example: 3,000 USDC over 12 months — the simulator breaks down principal and interest for your APR and Space Center level.
Principal plus interest at APR (8.42%–16.00%), estimated term and chosen mode. A 5,000 USDC loan over 6 months can vary by several points by level — use the simulator for the exact figure.
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